Buy to Let - Progressive BS Conveyancing Requirements for Properties Let at Completion

Progressive BS conveyancing instructions are expressed in Part 1 of the Lenders Handbook which provides that unless it is clear from the mortgage offer that the property is tenanted or is to be let at completion then you must check with Progressive BS as to whether Progressive BS lend on "buy-to-let" premises and that the mortgage is for that purpose.

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Last updated on 11/02/2026 Part 2 of the UK Finance Lenders’ Handbook for Progressive BS deals with who you need to contact If different from paragraph 1.11, i.e the contact point if property is let or to be let. It also deals with whether Progressive BS lend on buy-to-let

Unless it is clear from the mortgage offer that the property is let or is to be let at completion then you must check with us whether we lend on "buy-to-let" properties and that the mortgage is for that purpose (see part 2).

We do not currently provide buy-to-let mortgages in England & Wales.

If the residence, or part of it, is currently let, or is to be let at completion, then the letting must comply with the details set out in the Progressive BS mortgage offer or any consent to let Progressive BS issue. If the letting fails to comply, or no such details are specified, you must report the position to Progressive BS

Part 2 of the UK Finance Lenders’ Handbook for Progressive BS outlines who you need to contact If different from 1.11, i.e the contact point when you do not have details of current letting or letting to take place at completion:

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Property lawyers on the Progressive BS conveyancing panel,when it comes to buy to let properties need to check Part 2 of the UK Finance Lenders’ Handbook as to whether counterparts or certified copies of all tenancy agreements and leases in respect of existing tenancies must be sent to Progressive BS after completion

In considering whether the mortgage company requires a certified copy letting agreement to be sent Progressive BS says:

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The information contained within this webpage is for general information purposes only for lawyers in England and Wales, it does not constitute advice and you should always check the UK Finance Lenders’ Handbook for Progressive BS Buy to Let requirements as well as the mortgage offer. Whilst we endeavour to keep the information up to date and correct but does not make any representation or warranties of any kind about its completeness, accuracy, reliability or suitability. Any reliance you place on the information is strictly at your own risk. Lexsure will not be liable for any direct or indirect loss or damage arising out of or in connection with the use of this information. The same caveat applies to members of the public looking at this page. If you wish to find a buy to let conveyancing specialist on the Progressive BS panel or a buy to let mortgage broker click here.