Looking for information about your firm's panel status?
Sainsbury's Bank Solicitor Panel: Recently Asked Questions
In appealing a decision by Sainsbury's Bank, it may be useful to provide the following information:
- Comprehensive account of your firm’s conveyancing history
- A copy of your COMPLETIONmonitor reports if you use that service
- Your recent claims history
- Full details of all employees in your practice and their position.
- Note down if a solicitor has been admitted to the role on completion of the Qualified Lawyers Transfer Test.
- Forward duplicate practising certificates, the firm's current PII schedule and your accountant's certificate, summarising the percentage of the firm's gross fee income is resulting from residential conveyancing transactions
On appeal some solicitors have been able to regain membership to panels notwithstanding the policy by the respective lenders to refuse panel membership to firms with certain profiles or characteristics. The success is primarily due to the firms’ ability to persuade the lender to make an exception if there is sufficient evidence to reassure them that the firm is well risk-managed.
Check with your COLP but a firm should not send the complete conveyancing file without the buyer client’s express consent – and if she is in arrears with the lender he is hardly likely to agree. However, if the lender can establish a prima facie case of fraud, then you may be under an obligation to disclose the whole file.
The emerging convention is that lenders are including an authority to disclose in loan application forms to counter this problem. Mortgage Express v Sawali, [2010] EWHC 3054 (Ch) indicates that such provisions are valid. Please click here for more information about that case.
Find a Lawyer on the Sainsbury's Bank Sainsburys Bank Conveyancing Panel
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2025 | [no data] |
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