Habito Conveyancing Panel Information

The Council of Mortgage Lenders do not keep historic copies of the Part 2's Pre January 2011. We would recommend you make a request of Habito directly.

Lexsure has not been advised of any intention on the part of the CML to develop such a tool.

The requirements to join the Habito conveyancing panel is likely to be fairly detailed and is unlikely to include signing up to LENDERmonitor alerts.

When a solicitor is acting for both Habito and borrower there is potential for conflicts to arise. You owe duties to both clients. All information received by you from your client is confidential and cannot be disclosed without the client’s consent. In the situation you find yourself in if the purchaser will not consent to the information being passed on to the lender the solicitor must cease to act for the Habito and it may well be prudent you to cease to act for the purchaser as well. You can not tell the Habito the reason for termination of the retainer over and above the fact that a conflict has arisen. The fact that you can no longer act should alert even the most somnambulistic of lenders that something is wrong with the borrower and/or purchase. The fact that you have disinstructed yourself should not affect your Habito conveyancing panel status.

The Law Society’s CQS accreditation is no guarantee to lender panel acceptance. Nevertheless the CML have indicated that it is likely to become a prerequisite for firms wishing to remain on their approved list of firms. A number of mortgage companies now use the Conveyancing Quality Scheme accreditation as the starting point for Panel acceptance as is the case with Santander.

You need to contact Habito to obtain standard documents. The The Council of Mortgage Lenders Handbook includes a specific question for banks to reveal who to contact to obtain standard documents. Habito in their Part 2’s state: Don’t forget to quote the firm’s Habito solicitors panel number.