Generation Home Conveyancing Panel Information

The information on this page is designed to keep solicitors and licensed conveyancers abreast of latest requirements changes by Generation Home and to assist in remaining on the Generation Home Conveyancing Panel.

Generation Home Solicitor Panel: Recently Asked Questions

Do Generation Home or the Council of Mortgage Lenders run professional training Courses for the Generation Home approved solicitor panel in the same way that CQS run CPD Courses for accredited firms?
The Council of Mortgage Lenders (or the BSA) do not involve themselves in training although they do provided a number of general conveyancing related conferences which are attended by firms on the Generation Home conveyancing panel. Lexsure intend to run specific lender focused seminars in the near future including a webinar on Generation Home’s Part 2 requirements. Practitioners on the Generation Home conveyancing panel are welcome. Information about the webinar will be communicated as part of the LENDERmonitor Alerts.

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Are the Council of Licensed Conveyancers taking any action to ensure that licensed conveyancers remain on lender conveyancing panels?
As is the case with the Law Society the CLC has begun discussions with lenders and their representative bodies to see whether and how the risks that lenders wish to mitigate could be addressed through the regulatory framework rather than via ad hoc arrangements that can differ from lender to lender. It is likely that that the CLC have been in touch with lenders such as Generation Home as well as the CML.
Theoretically Generation Home could request or audit my files as I am on the Generation Home conveyancing panel. What do I do if I receive such a request?
We can't comment specifically on Generation Home. Many major lenders are now introducing ‘file auditing’ as standard practice in relation to completed matters. This raises questions of confidentiality in relation to the buyer client and the purpose to which the results of such audits will be put. The starting point is to remember that the file does not belong to your firm, it belongs to the ‘client’. But, of course, we will normally have two clients – the buyer and the lender - and you will owe a duty of confidentiality to each. So basically, you have to separate the file and just send the lender the parts solely relating to themselves. But, of course, as this will basically be correspondence with the lender, mortgage instructions etc.

Check with your COLP but a firm should not send the complete conveyancing file without the buyer client’s express consent – and if she is in dispute with the lender she is hardly likely to agree. However, if the lender can establish a prima facie case of fraud, then you may be under an obligation to disclose the whole file.

The emerging convention is that lenders are including an authority to disclose in loan application forms to counter this problem. Mortgage Express v Sawali, [2010] EWHC 3054 (Ch) indicates that such provisions are valid. Please click here for more information about that case.

We are a 3-partner firm on the Generation Home conveyancing panel. How can we advertise our firm as carrying out conveyancing in Hendon who can act for the borrower and Generation Home?
14 borrowers attempt to locate a conveyancing practitioner on the Generation Home panel every 4 weeks in Hendon. The lenderpanel directory service team who will show you how your firm can be found by those searching for conveyancing in Hendon.
my firm’s membership of the Generation Home conveyancing panel was suspended but was reinstated on appeal, do I need to include this information on my application for CQS accreditation?
We would recommend that you provide details of the date of removal, information on the reason for removal, date of appeal and any reason given for reinstatement. This should not negatively affect your application but gives the Law Society viability as to what has gone on.
I am on the Generation Home conveyancing panel and due to complete a purchase shortly. I dont have a Legal Charge for the client to execute. Who do I contact at Generation Home to request substitute deeds?
You need to contact Generation Home to obtain standard documents. The CML Handbook includes a specific question for lenders to establish who to contact to obtain standard documents. Generation Home in their Part 2’s state:
Please remember to disclose your Generation Home solicitors panel reference.

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Average number of days to register title including a charge in favour of Generation Home
This information relates to purchase only and not remortgages.
YearDays*
2023 [no data]
2022 [no data]
2021 [no data]
2020 [no data]
2019 [no data]
2018 [no data]
* Data aggregated from sources including COMPLETIONmonitor