It is 10 years ago since I acquired my home in Rhayader. Conveyancing lawyers have recently been instructed on the sale but I am unable to track down the deeds. Will this cause complications?
You need not be too concerned. Firstly the deeds may be retained by your lender or they may be in the possession of the conveyancers who handled the purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. The vast majority of conveyancing in Rhayader relates to registered property but in the rare situation where your home is unregistered it is more problematic but is not insurmountable.
My mortgage company has suggested solicitors on their panel based in Rhayader but I would rather instruct a conveyancing lawyer in Rhayader or nearer to where I live. Are you able to assist?
It is by no means the case that all Rhayader conveyancing solicitors are on all lender’s conveyancing panel. Do make the most of our search tool to locate a Rhayader conveyancing conveyancer on the on the lender panel.
My wife and I are buying a apartment in Rhayader. It might be a silly question but how we can trust a conveyancer? On completion day we have to put funds into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am purchasing a property in Rhayader. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?
Given that your lender is Bank of Ireland your lawyer must follow the formal instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Bank of Ireland. The CML Handbook includes minimum conditions for solar panel roof-space leases, and lawyers are required to report to Bank of Ireland where a lease fails to comply with these specifications. The conditions relate to the installation of panels on properties in England and Wales and is not limited to Rhayader.
I am due to exchange contracts on my flat. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, HSBC are being a right pain. The Rhayader solicitor who is on the HSBC conveyancing panel is happy to accept ‘lack of building regulation’ insurance but HSBC are requiring a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
How simple is it to transfer to a new solicitor as I need to find one who is on the Barclays conveyancing panel. I was using a high street conveyancing solicitor in Rhayader round the corner but the firm is not accepted by Barclays
We will our best to assist in finding you a conveyancing solicitor in Rhayader on the Barclays panel. Please note that the conveyancers that we work with do not pay us a referral fee if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Rhayader. Using the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Rhayader.
My partner has recommend that I appoint his conveyancers in Rhayader. Should I choose my own solicitor?
Much as we are happy to recommend a Rhayader conveyancing lawyer it’s preferable to find a conveyancing lawyer is to have referrals from friends or relatives who have used the conveyancer that you are contemplating using.
My partner is buying a garden flat in Rhayader. He was given a quote by the conveyancing practitioner connected to the selling agents totaling £1385 . It was eight years ago I sold and bought a house and it cost was £just under five hundred pounds. Have charges really escalated to that extent?
What does the conveyancing estimate include? Is it just for the legal fees, or what you will be paying in total (for example Rhayader searches, land registry fees, etc)