Finally, a loan offer from Santander for the refinancing of my 2 room apartment is to be issued imminently. Can you suggest a cheap conveyancing practitioner in Potters Bar?
This site is not designed to help those in pursuit of the cheapest conveyancing in Potters Bar. Our aim is to provide excellent value conveyancing but we do not aim to advertise as being the cheapest. Resist the temptation to appoint organisations seducing you with £99 conveyancing in Potters Bar. Optimistically, in deciding on low cost conveyancing, you will get your money’s worth and at worst it will result in you being stung for extras and still not end up with the service you were hoping for.
The Potters Bar conveyancing firm handling our Potters Bar conveyancing has discovered a discrepancy when comparing the information in the home valuation survey and what is revealed within the legal papers for the property. My lawyer says that he needs to ensure that the lender is happy with this discrepancy and is content to go ahead. Is my lawyer’s stance correct?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
My wife and I purchased a terraced Georgian house in Potters Bar. Conveyancing practitioner acted for me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Potters Bar and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing practitioner who conducted the purchase.
I have been advised by a number of selling agents in Potters Bar to get a quote from a solicitor using your seach tool. What’s the financial upside for Estate Agents to market your site over alternative conveyancing organisations?
We don’t make any commission for sending work to this site. We found it would be just too difficult a fee because members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
As co-executor for the will of my aunt I am selling a residence in Swansea but live in Potters Bar. My conveyancer (based 300 miles awayrequires that I execute a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Potters Bar who can attest this legal document for me?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are based in Potters Bar
A conveyancing company handled my conveyancing in Potters Bar half a dozen years past having archived my deeds but has since been shut down – how do I get hold of them?
Title deeds, as such, no longer exist as the majority of properties in Potters Bar are recorded digitally at Land Registry. Where you need to establish evidence of proprietorship or are selling or re-mortgaging your solicitor should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.