Can the conveyancing solicitors identified through your search tool carry out auction conveyancing in Northumberland?
There are a few niche lawyers we can put you in touch with those who can conduct auction conveyancing. Northumberland is just one of the many areas of in which our lawyers have offices.
Can you explain why leasehold purchase conveyancing in Northumberland is more expensive?
The conveyancing charges for a leasehold property in Northumberland is inevitably higher than on a freehold property. This is due to the additional time required in liaising with the freeholder and managing agents to obtain evidence about whether the rent and service charges have been cleared and whether there are any large sums expected to be spent in the foreseeable future on repairs or maintenance of the block.
We are purchasing a 4 bedroom semi-detached house in Northumberland. The intention is to carry out a loft conversion at the house.Will legal conveyancing on the property include enquiries to determine if these works were previously refused?
Your conveyancer will check the deeds as conveyancing in Northumberland can occasionally reveal restrictions in the title documents which prevent categories of alterations or necessitated the consent of a 3rd party. Certain additions call for local authority planning consent and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these issues with a surveyor ahead of any purchase.
We previously appointed solicitors based in Northumberland on the RBS solicitor panel. They are now charging me a further amount for the legal aspects of the RBS mortgage. Is this a supplemental conveyancing fee specified by RBS?
Provided it is contained in their Terms of Engagement or Quote then yes your property lawyer can levy a fee for this. The charge is not set by RBS but by your Northumberland solicitor. Numerous firms on the RBS panel will quote an ‘acting for lender’ fee and others do not.
I have instructed a Northumberland property lawyer having made sure that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Northumberland postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Northumberland.
I'm purchasing a new build house in Northumberland benefiting from help to buy. The developers would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The property agent suggested that I not disclose to my lawyer about the side-deal as it may put at risk my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a property in Northumberland prior to retaining lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies may refuse to give a mortgage on this type of home.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Birmingham Midshires. If you call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Northumberland. Conveyancing will be smoother if you use a solicitor in Northumberland especially if they regularly deal with such properties in Northumberland.
I am a sole trader intending to take an assignment of a lease of an office on the high street. Can you recommend lawyers offering no-sale-no charges for commercial conveyancing in Northumberland for below 2k?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Northumberland, including the sale and purchase of businesses as well as simply property. If you are looking to buy or dispose of a shop, pub, restaurant, office, retail premises or a whole business we can find you the right solicitor. Regarding the fees this will depend on the structure and terms of the deal. Let us have your contact information or call us so that we can provide you with comprehensive commercial conveyancing calculation.