Can you clarify what the consequences are if my lawyer’s firm is removed from the Santander Conveyancing panel ahead of completing my conveyancing in Newtown?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
A friend advised me that if I am purchasing in Newtown I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally included in the estimate for your Newtown conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about Newtown around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Newtown Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about Newtown.
Are there restrictive covenants that are commonly picked up during conveyancing in Newtown?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Newtown. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the input of my in-laws I had a survey completed on a house in Newtown prior to appointing lawyers. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies will refuse to issue a mortgage on a flying freehold home.
It depends who your proposed lender is. Santander has different requirements from Nationwide. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Newtown. Conveyancing will be smoother if you use a solicitor in Newtown especially if they are accustomed to such properties in Newtown.
My father has encouraged me to appoint his conveyancers in Newtown. Should I choose my own solicitor?
There are no two ways about it the best way to select a conveyancing practitioner is to get guidance from friends or relatives who have actually used the conveyancer you're contemplating using.
Can a conveyancer remove a person from the title of my home in Newtown ?
Removing or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a property lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a solicitor