My IFA has requested my Morpeth lawyer’ panel member for the Santander conveyancing panel. Can you suggest how I discover this. I have contacted my local Morpeth office but they have not responded to me.
The sensible thing to do is ask for this information from your Morpeth conveyancer . They retain a central record lender panel numbers.
At what point will exchange of contracts occur in sale conveyancing in Morpeth and am I required to attend the lawyers branch?
If you are local to one of the conveyancing solicitors in Morpeth you are invited in to sign the paperwork. However, the law practices we recommend offer a national conveyancing service and give just as diligent and professional a job for you when communicating with you digitally. The executing of the sale agreement is not when everything is set in stone. A signed contract is just a prerequisite for the conveyancer to address the formalities at the appropriate time, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Morpeth)to be in the office at the appropriate time.
four months have gone by since my purchase conveyancing in Morpeth completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a straight forward, no chain conveyancing. Morpeth is where the house is located. Can you offer any opinion?
Flying freeholds in Morpeth are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Morpeth you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Morpeth may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How simple is it to use your search facility to choose a conveyancing lawyer in Morpeth on the authorised to act for my mortgage?
First select a lender such as Nationwide Building Society, Virgin Money or Nottingham Building Society then specify your location a common one being Morpeth. Conveyancing organisations in Morpeth and across England and Wales should be listed.
We are soon to purchasing a home in Morpeth. Conveyancing is not complete but we would like have our transaction price a secret from sites such as Rightmove. How do I ensure this is not revealed?
HMLR by statute are bound to note price sold data on a register of the title for residential properties nationwide including homes in Morpeth. The register of ownership is an open document, so HMLR would be breaching their statutory duty if they failed to grant access to the register.
You can ask HM Land Registry to withhold the amount paid data however the answer will be in the negative.