Find a Lender-Approved Local Conveyancer in Lynmouth

Ready to buy a new home? Find a law firm approved by your lender.

Our lawyers are committed to delivering the best property conveyancing to Lynmouth vendors and purchasers

Logical reasons to let us assist you choose a high street conveyancing solicitor in Lynmouth

  • 1 Chances are that the other side’s conveyancers are based in Lynmouth - if so both parties will have worked on conveyancing matters in the past
  • 2 Retaining the services of a local Solicitor in the main means that you will receive a more personal touch. Online forums bear testimony to the idea that in using a an online conveyancing factory, you tend to be looked after by a team of people who who progress matters by determining whether the ‘computers says no’.
  • 3 Personal touch together with pure property expertise are key benefits that you should seek when choosing conveyancing solicitors. Lynmouth conveyancing can be made significantly more stressful as a result of poor communication between all the parties. The lawyers listed ensure that the lines of communication are open and act on arising issues and developments quickly.
  • 4 Notwithstanding what other companies advise it may be necessary to attend your lawyer to sign contracts. Too many 3rd parties are already involved in a house sale without needing to add the postman into the pot.
  • 5 We are the UKs largest domestic conveyancing directory service identifying lender approved law firms conducting conveyancing in Lynmouth regulated and authorised by the SRA or Council of Licensed Conveyancers.

Examples of recent conveyancing in Lynmouth since March 2021*

Recently asked questions about conveyancing in Lynmouth

My financial adviser requires my Lynmouth solicitor’s panel reference for the Nat West conveyancing panel. What is the best way to obtain this. I have contacted my local Lynmouth office but they have not got back to me yet.

You are best placed to get this information from your Lynmouth conveyancer . Most Lynmouth conveyancing firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

I am under pressure from the owner of a property in Lynmouth to exchange within four weeks. What can I do to hasten the legal process?

First, If the seller is applying time constraints for your conveyancing it is highly recommended that your conveyancer is familiar with the area as they will have local connections and intelligence. It is possible that they may have transacted otherhouses in the same street. Therefore consider using a Lynmouth conveyancing firm. In addition, double check that the lawyer is on the member panel. It is believed that nearly one in five of Lynmouth conveyancing deals are frustrated or derailed after finding out that a buyer’s solicitor was not on their banks panel. This can often result in the legal transfer of property being frustrated by an average of 21 days. It is understood that this issue impacts approximately 100,000 home moves annually. Almost all Lynmouth conveyancing practices can not act for certain banks so do check at the outset.

I own a freehold house in Lynmouth yet pay rent, why is this and what is this?

It is rare for properties in Lynmouth and has limited impact for conveyancing in Lynmouth but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.

About to purchase a new build apartment in Lynmouth. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Lynmouth

    The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

I decided to have a survey carried out on a house in Lynmouth before retaining lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some banks may not issue a mortgage on this type of premises.

It varies from the lender to lender. HSBC has different requirements for example to Nationwide. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Lynmouth. Conveyancing will be smoother if you use a solicitor in Lynmouth especially if they are acquainted with such properties in Lynmouth.

Should I be wary by 3rd parties that I am dealing with are encouraging me to use a factory type conveyancing firm as opposed to a local Lynmouth conveyancing practice?

As is the case with lots of professional services, often suggestions from relatives can be most helpful. Nevertheless there are numerous people with a vested interest in a conveyancing transaction; estate agents, mortgage brokers and banks might all recommend lawyers to instruct. On occasion these solicitors might be known to one of the organisations as being good in their field, but occasionally there might be a financial incentive behind the recommendation. You have the discretion to appoint your own conveyancer. Don't forget that some mortgage providers specify a panel list of conveyancers you are obliged to use for the lender related work in your conveyancing.

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Domestic conveyancing in Lynmouth normally entails the following:

  • Conveyancer instructed by the purchaser on acceptance of the offer
  • Examining the title unregistered or registered
  • Ordering Lynmouth conveyancing searches for the title
  • Assessing draft contract and other papers forwarded by the vendor’s conveyancing practitioner
  • Submitting enquiries with the vendor’s conveyancing practitioner
  • Negotiating the purchase contract
  • Going through replies prepared by the owner to pre-contract enquiries
  • Negotiating the Transfer Deed for completion
  • Advising the purchasing in respect of the loan offer: (if appropriate)
  • Preparing and sending the buyer a report on title (that is; summarising to the purchaser on the contents of the contract pack, preliminary enquiries and the result of the searches)
  • Carrying out the key stage of exchanging contracts and then completion of the purchase
  • Preparing and submitting to HMRC the correct stamp duty forms and payment
  • Dealing with the registration formalities for the buyer and the home loan (if relevant) at the HMLR.

Whether you are going through a divorce or breakup or simply wish to transfer your property to someone else, transfer of equity conveyancing in Lynmouth includes some of the following tasks:

  • Obtaining instructions from parties involved
  • Investigating the title to the property
  • Representing lender (if relevant)
  • Negotiating the terms of the transaction
  • Drafting Transfer or approving draft Transfer
  • Negotiating amendments to the draft Transfer
  • Corresponding with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to the appropriate parties
  • Preparing and submitting to HMRC the correct stamp duty forms and payment
  • Registering the buyer and the home loan (where relevant) at the HM Land Registry.

Lynmouth commercial property solicitors draw on a wide range of commercial expertise offering advice on numerous aspects of commercial property law

    Property finance for investment and development loans for banks and borrowers Extension of leases Offices, retail or industrial units Land use planning and environmental issues Formation of commercial management companies Development, including options, overage agreements, JCT building contracts

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*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.