I'm in the process of switching my current homeowner loan to a BTL Godiva Mortgages Ltd mortgage. The bank has said that I require a conveyancer as part of the process. I spoke to my previous Llandovery conveyancing solicitor who who did the conveyancing when I initially acquired the property. The costs illustration e-mailed to me of £470 is surprising as I am not require purchase conveyancing - it’s simply a straightforward remortgage.
The quote is fractionally on the high side. Where you are happy to expend time contrasting costs you could decrease the fees slightly by perhaps £125. That being said, assuming were happy with the conveyancing the firm gave you couldcome to regret opting for an an untested lawyer. If is important to check the solicitor can also act for Godiva Mortgages Ltd. You can use our search tool to find a Llandovery conveyancing firm on the Godiva Mortgages Ltd approved list of lawyers, which can often include conveyancing solicitors in Llandovery.
I have 7378 less than 75 years left on my lease and require a lease extension for my flat in Llandovery. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 1/7/2026 the requirements read as follows :
We previously selected conveyancers locally in Llandovery on the UBS solicitor approved list. They have just invoiced me an additional sum for the legal aspects of the UBS mortgage. Is this an additional conveyancing fee specified by UBS?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your conveyancing practitioner may charge a fee for this. The charge is not dictated by UBS but by your Llandovery conveyancer. Numerous firms on the UBS panel will quote ’dealing with mortgage’ fee and others do not.
We are getting a further advance on our mortgage from Skipton as we intend to carry out renovations to our house in Llandovery. Do we need to choose a bricks and mortar Llandovery solicitor on the Skipton conveyancing panel to handle the paperwork?
Skipton would not normally require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton panel.
I was told two weeks ago that my mortgage has been agreed to by Aldermore. Is it usual for Aldermore to only issue the offer once my solicitor in Llandovery is approved on their conveyancing panel? Aldermore have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am purchasing my first flat in Llandovery with a loan from Barnsley Building Society. The builders refused to reduce the amount so I negotiated 6k of fixtures and fittings instead. The property agent suggested that I not reveal to my solicitor about this extras as it could put at risk my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What tools are available to identify a Llandovery solicitor on the Virgin Money conveyancing panel? I am a keen cyclist and am willing to travel upto 20miles to meet the conveyancer.
Feel free to make use of the tool on this website. Please select a lender and your location and you will see a number of Llandovery conveyancing lawyers based on proximity. We have listed some Llandovery conveyancing firms at the bottom of this page and you can ring them to check whether they are on the Virgin Money member panel
Why can I not complete my conveyancing in Llandovery on a public holiday?
Because on completion the sale price needs to be transferred electronically between the banks of the buyer and seller's lawyer and currently this can only occur on a business day. So you can't complete on a weekend either.