My wife and I have lately bought a house in Hunstanton. We have noticed several issues with the property which we consider were omitted in the conveyancing searches. Is there anything we can do? Can you clarify the type of searches that should have been conducted as part of conveyancing in Hunstanton?
The query is not clear as to the nature of the problems and if they are unique to conveyancing in Hunstanton. Conveyancing searches and investigations initiated during the legal transfer of property are supposed to help avoid problems. As part of the process, the vendor answers a form called a Seller’s Property Information Form. answers provided is misleading, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Hunstanton.
My Conveyancer in Hunstanton is not on the TSB Approved Panel. Is it possible for me to use my family solicitor even though they are excluded from the TSB panel of approved conveyancing solicitors?
The limited options open to you here include:
- Complete the purchase with your preferred Hunstanton lawyers but TSB will need to retain a lawyer on their list of acceptable firms. This will result in additional overall legal charges and result in delays.
- Choose an alternative lawyer to act in the purchase, not forgetting to check they are on the TSB panel
We previously selected conveyancing lawyers with offices in Hunstanton on the Leeds Building Society solicitor panel. They have just billed me a further amount for the legal aspects of the Leeds Building Society mortgage. Is this an additional conveyancing fee set by Leeds Building Society?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your solicitor may charge a fee for this. The fee is not set by Leeds Building Society but by your Hunstanton lawyer. Plenty of firms on the Leeds Building Society panel will charge an ‘acting for lender’ fee and others do not.
I am buying a property in Hunstanton. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nationwide be concerned?
Given that your lender is Nationwide your lawyer must check the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for Nationwide. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and lawyers are required to report to Nationwide where a lease fails to meet these conditions. The specifications relate to the installation of panels on properties countrywide and is not restricted to Hunstanton.
Completion of my remortgage has taken place for my property in Hunstanton. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
We are purchasing a house and the solicitor has mentioned Chancel Repair for which the property may be liable because it falls into the area of such a church. He has recommended insurance. Is this strictly warranted for conveyancing in Hunstanton
Unless a previous acquisition of the property completed post 12 October 2013 you may assume that conveyancing practitioners carrying out conveyancing in Hunstanton to continue to recommend a chancel search and or chancel repair liability policy.
What is different about your site and alternative online quote calculators for conveyancing in Hunstanton?
At this site secure a conveyancing quote from a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Hunstanton. As opposed to estate agents and many comparison sites we do not have commission arrangements with solicitors. Many agents and online brokers 'recommend' solicitors paying the most per referral, as opposed to the best value conveyancing in Hunstanton
Is it true that a Hunstanton conveyancing practice taken to court by a client for failing to conduct the appropriate conveyancing searches?
Our attention has not be brought to such a Hunstanton conveyancing matter but it has been reported that, clients acquiring a home in Cumbria successfully sued their property lawyer as a consequence of development plans to construct a wind farm failing to be identified in conveyancing searches.
Where you are purchasing in Hunstanton It is important that your conveyancer conduct all Hunstanton conveyancing searches necessary making sure that you have relevant and up to date information before acquiring a property.