Much to our surprise we have been informed by our mortgage adviser that my Haverfordwest the law firm I have appointed is not on the bank Conveyancing panel. What can I do to be sure whether this is correct?
The best course of action for you to take is to contact your Haverfordwest lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. Where they are not on the panel they may be able to suggest a Haverfordwest conveyancing practice that is on the conveyancing panel for your mortgage company.
We were just about to exchange contracts for a leasehold flat in Haverfordwest. We encountered a snag. The loan offer with National Westminster Bank runs out on 9/7/2024 but the vendors are suggesting a completion date of 11/7/2024. Is it possible to prolong the loan offer?
The person best placed to deal with your issue is your solicitors who is in a position to determine if he or she is corresponding with the mortgage company, vendor’s lawyers, estate agents or possibly all three given what has happend in your conveyancing as of today.
It is a dozen years since I purchased my property in Haverfordwest. Conveyancing solicitors have recently been instructed on the sale but I can't track down my title documents. Is this a problem?
Don’t worry too much. First the deeds may be with your mortgage company or they may be archived with the solicitor who oversaw your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Nearly all conveyancing in Haverfordwest relates to registered property but in the rare situation where your property is not registered it is more problematic but is not insurmountable.
My lender has recommended a law firm on their panel based in Haverfordwest but I would rather instruct a conveyancing lawyer in Haverfordwest or nearer to where I live. Can you help?
It is by no means the case that all Haverfordwest conveyancing practices are approved and listed on all banks conveyancing panel. Use the above search tool to locate a Haverfordwest conveyancing conveyancer on the on the mortgage company panel.
Me and my partner are purchasing a flat in Haverfordwest. It might be a silly question but how we can trust a solicitor? On completion day we have to deposit money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
A relative informed me that in buying a property in Haverfordwest there could be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Haverfordwest which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Haverfordwest should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
How can we know in advance if a Haverfordwest conveyancing solicitor on the Kent Reliance panel is any good?
When it comes to conveyancing in Haverfordwest seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer carrying out your transaction.
How does conveyancing in Haverfordwest differ for new build properties?
Most buyers of new build property in Haverfordwest approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is ready to move into. This is because new home sellers in Haverfordwest usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Haverfordwest or who has acted in the same development.