My fiance and I are intent on acquiring property in Goodwick. My property lawyer has never been on on the bank approved panel. Can I still appoint my Goodwick conveyancing solicitor even though they are not on the bank list of approved lawyers?
You have numerous alternatives available to you here
- Carry on with your existing Goodwick property lawyer but your mortgage company will no doubt appoint a conveyancing practitioner from their approved list. The net result is additional fees and probable interruption.
- Get a new property lawyer to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
- Convince your conveyancing practitioner to do everything within their powers to get listed on the mortgage company conveyancing panel
In what way does my ID and proof of funds have anything to do with my conveyancing in Goodwick? Why is this being asked of me?
Goodwick conveyancing solicitors and indeed property lawyers accross the UK have a duty under money laundering regulations to verify the identity of any client in order to ensure that clients are who they say they are.
Conveyancing clients will need to provide two forms of certified identification; proof of ID (usually a Passport or Driving Licence) and evidence of address (usually a Bank Statement less than 3 months old).
Confirmation of the origin of funds is also required in compliance with the money laundering statutes as lawyers are duty bound to ensure that the monies you are using to purchase a property (be it the exchange deposit or the total purchase price where you are buying without a mortgage) has come from legitimate source (such as employment savings) rather than the fruits of illegitimate activity.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Goodwick. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/4/2025, the requirements read as follows :
This question may be naive but I am wet behind the ears as a 1st time purchaser of a two bedroom flat in Goodwick. Do I collect the keys to the property on the completion date from my lawyer? If this is the case, I will find a High Street conveyancing solicitor in Goodwick?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the completion advance to the seller's conveyancers, and shortly after the monies have arrived, you will be able to pick up the keys from the selling Agents and move into your new home. Usually this happens early afternoon.
Barclays have agreed my home loan in principle, my bid on a house in Goodwick has been agreed to, now what?
The estate agent will want to know who your solicitors are (make sure the property lawyers are on the lender’s panel). Contact Barclays or the broker and complete any appropriate documentation. Barclays will instruct a valuer who will get in contact with the estate agent or owners to book a slot for the valuation to happen. Once conducted (assuming no problems) it takes about ten days for the mortgage offer to be issued. Barclays will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Goodwick.
My offer on a property in Goodwick has been agreed to, the sellers do nevertheless have a tied purchase. The owners have placed an offer on on an apartment, but it’s not yet tied up, and have viewings of other flats booked. I have selected a nearby conveyancing solicitor in Goodwick. What do I do now? When do I get the mortgage application with Skipton started?
It is normal to have concerns where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx £1k, then survey, Goodwick conveyancing search charges, etc). The first course of action is to ensure that your property lawyer is on the Skipton approved list. Concerning the subsequent steps this very much dictated by the specifics of your transaction, attraction to this property and on the state of the market. In a hot market many buyers would apply for a home loan with Skipton and arrange for the valuation and only if it comes back ok would they request their conveyancer to press on with searches.
We are purchasing a property and the conveyancer has referenced Chancel Repair for which the house may be obligated to pay given it’s proximity to the area of such a church. He has recommended insurance. Is this strictly necessary for conveyancing in Goodwick
Unless a prior purchase of the house took place post 12 October 2013 you may take it that conveyancing practitioners delivering conveyancing in Goodwick to remain encouraging a chancel search and or insurance against a claim.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a quick, chain free conveyancing. Goodwick is the location of the property. Can you shed any light on this issue?
Flying freeholds in Goodwick are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Goodwick you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Goodwick may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.