My wife and I intend to remortgage our apartment in Dunnington with Kent Reliance. We have a son 18 who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the apartment is forfeited by the lender. I have a couple of concerns (1) Is this form unique to the Kent Reliance conveyancing panel as he never had to sign this form when we remortgaged 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Kent Reliance conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Kent Reliance. This is solely used to protect Kent Reliance if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Kent Reliance had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Should conveyancers ask for money up-front when it comes to conveyancing in Dunnington?
Where you are retaining lawyers for conveyancing in Dunnington your solicitor will request that you place them with monies to cover the search fees. Ordinarily this is needed to cover the fees of the Local Authority Search. If any deposit is as part of the total price then this should be needed shortly prior to exchange of contracts. Any further balance that is due will be payable a couple of days ahead of the day of completion.
I am planning to move home in June. Will my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you suggest a removal company in Dunnington. Conveyancing firm was found before I stumbled across your site.
On the day of completion you will need to collect the house keys from the property agent but this can only happen once the vendors solicitors confirm to the agent that they have the completion monies and the keys can be collected. You can advise the removal company that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can help you find a conveyancing in Dunnington or a legal practice with expertise in conveyancing in Dunnington.
Is it the case that all Dunnington conveyancing solicitors on the HSBC conveyancing panel are governed by the SRA?
As a firm of solicitors, in order to be on the HSBC approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. The majority of lenders do permit licenced conveyancers on their panel in which case such organisation would be regulated by the CLC.
Two weeks ago we had a mortgage agreed in principle with UBS. Dunnington conveyancing practitioners are instructed. What is the average time that one could expect to receive a mortgage offer from UBS?
There is no definitive answer here. Have UBS done the valuation? Have you advised UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I need some quick conveyancing in Dunnington as I have pressure to complete in less than 3 weeks. A home loan is not required. Can I avoid the conveyancing searches to save money and time?
As you are not getting a mortgage you are at free not to have searches conducted although no conveyancer would recommend that you don't. Drawing on our experience of conveyancing in Dunnington the following are examples of what can be revealed and therefore affect future mortgageability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
I used Stirling Law a few years ago for my conveyancing in Dunnington. Now, I need the files but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Dunnington of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I need to retain a conveyancing solicitor for leasehold conveyancing in Dunnington. I happened to chance upon a web site which appears to be the ideal solution If there is a chance to get all formalities done via phone that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?