My financial adviser says he needs my Dorking solicitor’s panel member for the Nat West conveyancing panel. Can you suggest how I discover this. I have contacted my local Dorking branch but they have not responded to me.
Have you tried contacting your Dorking conveyancing practitioner about this?. Most Dorking law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
We note that you have a post code search directory identifying firms on the Nationwide conveyancing panel. Do companies pay you a commission if I retain them for our conveyancing in Dorking?
We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Dorking.
Me and my partner are buying a apartment in Dorking. I might seem paranoid but how we can trust a conveyancer? At some point we will need to deposit money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
It is unclear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Dorking building society branch on various occasions and was reassured it wasn't a problem and they will lend. My Dorking conveyancing solicitor - who is on the bank conveyancing panel- called and was told they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Provided that the solicitor is on the mortgage company panel, they must follow the CML Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
My offer on a property in Dorking has been accepted, the sellers do however have a tied purchase. The vendors have put an offer on a property, however it’s not been accepted yet, and have viewings of other apartments in the pipeline. I have instructed a nearby conveyancing solicitor in Dorking. What do I do now? At what stage do I apply for the mortgage with RBS?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of £1k, then valuation, Dorking conveyancing search fees, etc). First, you must check that your lawyer is on the RBS approved list. As to the next stages this very much dictated by the specifics of your transaction, desire for this property and on the state of the market. During a hot market many purchasers would apply for the mortgage with RBS and pay for the valuation and only if it was satisfactory would they request their lawyer to move forward with the conveyancing in Dorking.
I used Wolstenholmes several years ago for my conveyancing in Dorking. Now, I need the files but the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Dorking of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a flat up to £235,500 and identified one near me in Dorking I like with a park and transport links nearby, however it's only got 61 remaining years left on the lease. There is not much else in Dorking suitable, so just wondered if I would be making a grave error purchasing a short lease?
If you need a home loan the shortness of the lease will likely be a potential deal breaker. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least twenty four months you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.
I need to appoint a conveyancing solicitor for leasehold conveyancing in Dorking. I have stumble across a web site which looks to be the ideal answer If there is a chance to get all formalities done via email that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?