Am I correct in assuming that the fact that my solicitor in Cumbria is not on my bank's conveyancing panel that there is a problem with the quality of his work?
That is most likely a wrong assumption to make. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Cumbria conveyancing practice and enquire why they are no longer on the approved list for your bank.
When researching online forums for a recommended lawyer in Cumbria, many say that I should instruct a CQS kitemarked lawyer. Can you explain what CQS is?
The Conveyancing Quality Scheme (CQS) provides a kitemark for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to best practice conveyancing processes through the scheme protocol It includes many companies who perform conveyancing in Cumbria.
Do I need to take out insurance to address the risk of chancel repairs when purchasing a property in Cumbria?
Unless a previous purchase of the property completed after 12 October 2013 you can assume that lawyers carrying out conveyancing in Cumbria to remain recommending a chancel search and or insurance against a claim.
I am looking for a leasehold apartment up to £245,000 and found one round the corner in Cumbria I like with open areas and railway links nearby, the downside is that it only has 61 years on the lease. There is not much else in Cumbria suitable, so just wondered if I would be making a grave error buying a lease with such few years left?
If you need a home loan that many years will likely be a potential deal breaker. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.
I am looking to sell my property. My previous solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Cumbria if that makes things easier.
Do use our search tool to help you choose a solicitor for your conveyancing in Cumbria. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
My cousin has encouraged me to use his conveyancers in Cumbria. Should I find my own property lawyer?
Much as we are happy to recommend a Cumbria conveyancing lawyer it’s preferable to select a conveyancing lawyer is to have recommendations from friends or family who have previously instructed the firm that you are considering.