My husband and I have arranged a further advance on our home loan from HSBC as we want to conduct renovations to our property in Castleton. Are we obliged to select a high street Castleton solicitor on the HSBC conveyancing panel to deal with the paperwork?
HSBC would not normally require a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC list.
About to purchase house in Castleton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Castleton property lawyer is on the RBS conveyancing panel.
My offer was accepted on a property in Castleton on 6/11/2025, valuation was booked 3 days after, all came back fine. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Are RBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have justfound out that Arc property Solicitors have closed. They conducted my conveyancing in Castleton for a purchase of a leasehold apartment 12 months ago. How can I establish that the property is not still registered in the name of the former proprietor?
The quickest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Castleton conveyancing specialists.
Just had an offer accepted on a new build apartment in Castleton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Castleton
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There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
I opted to have a survey done on a property in Castleton before appointing conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some lenders will not issue a loan on this type of premises.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Castleton. Conveyancing will be smoother if you use a solicitor in Castleton especially if they are familiar with such properties in Castleton.
Given that I will soon part with £400,000 on a garden flat in Castleton I wish to talk to a lawyer concerning thehome move in advance of instructing the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor due to be doing your property ownership legalities in Castleton.There is no ‘factory style conveyancing’ - every client is unique person, not a file number. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in Castleton should be the figure that you are charged.
We're new on the property ladder - agreed a price, yet the property agent told us that the seller will only proceed if we use their preferred lawyers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a local solicitor who is accustomed to conveyancing in Castleton
It is unlikely the sellers are behind this. Should the vendor desire ‘a quick sale', alienating a serious buyer is not the way to achieve this. Try to communicate with the vendors directly and make sure they comprehend that (a)you are motivated purchasers (b)you are ready to go, with finances arranged © you have nothing to sell (d) you intend to proceed fast (e)however you will continue to use your preferred Castleton conveyancing firm - rather thanthe ones that will give their estate agent a introducer fee or achieve conveyancing targets demanded by HQ.