Can I use your services to find a Conveyancing solicitor in Carlisle even where I’m not purchasing or disposing of a house, for example if I wish to buy a shop in Carlisle with a mortgage from Yorkshire Building Society?
The service is mainly there to select domestic conveyancing solicitors in Carlisle but we have listed at the end of this page a selection of Carlisle commercial conveyancing firms. You should make contact with the solicitors directly to check if they are also authorised to represent Yorkshire Building Society
A friend pointed out to me me that in buying a property in Carlisle there could be a number of restrictions prohibiting external changes to the property. Is this right?
There are a number of properties in Carlisle which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Carlisle should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have decided to exercise my right to buy my property in Carlisle off the council. I have a mortgage agreed with Barclays. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
Completion of my remortgage has taken place for my property in Carlisle. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I used Stirling Law several years ago for my conveyancing in Carlisle. I now require my file however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Carlisle of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing a new build house in Carlisle with the aid of help to buy. The sellers would not move on the price so I negotiated £7000 of extras instead. The property agent told me not reveal to my conveyancer about the deal as it could adversely affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are four weeks into a residential purchase having been referred to solicitors by the local agent to carry out the conveyancing in Carlisle. I am am very frustrated with the level of service. Can you you assist me in finding new conveyancers?
They would need to be very bad to suggest replacing them. Has the mortgage been generated? If so you will need to inform them of the new lawyer and get the offer are re-issued. The conveyancer should be on the banks approved list to avoid supplemental fees and delays. That should be your starting point. The find a solicitor tool should assist you in finding a bank approved lawyer for your home move in Carlisle
We have been told by various friends to expect 6-8 weeks for Carlisle conveyancing to complete.This was 3 ago. The paperwork was only received to my lawyer a couple of days ago so now does it countdown?
Don't bank on completing on a set date until exchange of contracts takes place. Whatever promises the people you are acquiring from or selling to make, or your lender makes don't rely on them. More frustration is caused to buyers and sellers by false promises than anything else.