Me and my fiance are buying a 2 bedroom apartment in Barnsley with a mortgage. We like our Barnsley solicitor, however the bank advise he's not on their "panel". It seems we have little choice but to appoint one of the mortgage company panel conveyancing practices or retain our Barnsley property lawyer as well as pay for one of their panel firms to represent them. This seems very unfair; are we not able to insist that the bank use our Barnsley property lawyer ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Barnsley conveyancing solicitor to apply to be on the conveyancing panel.
I purchased a freehold premises in Barnsley yet pay rent, why is this and what is this?
It is rare for properties in Barnsley and has limited impact for conveyancing in Barnsley but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.
It has been 4 months since my purchase conveyancing in Barnsley took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does the Landlord & Tenant Act 1954 impact my business premises in Barnsley and how can you help?
The 1954 Act provides security of tenure to business lessees, giving them the dueness to make a request to court for a renewal lease and remain in occupation at the end of an expired lease. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing firms who use the act for protection and handle your commercial conveyancing in Barnsley
I need to find a conveyancing solicitor for some conveyancing in Barnsley. I have land on a site which appears to be the perfect answer If there is a chance to get all formalities completed via email that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Whilst your website is a good idea there are many lawyers listed near Barnsley being on the lender conveyancing panel. Can you recommend a specific firm on the conveyancing panel for our lender?
We do not recommend specific Barnsley firms as the right Barnsley conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Barnsley knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..