My wife and I are purchasing a 1 bedroom flat in Barnsley with a mortgage. We wish to retain our Barnsley solicitor, but the lender says she’s not on their "panel". We have to appoint one of the lender panel solicitors or continue with our Barnsley solicitor and pay for one of their panel firms to act for them. We regard this is unjust; are we not able to require that the lender use our Barnsley lawyer ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Barnsley conveyancing lawyer to apply to be on the conveyancing panel.
I purchased a freehold residence in Barnsley but still invoiced for rent, why is this and what is this?
It’s unusual for properties in Barnsley and has limited impact for conveyancing in Barnsley but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.
It has been 3 months following my purchase conveyancing in Barnsley took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
In what way can the Landlord & Tenant Act 1954 impact my business premises in Barnsley and how can you help?
The 1954 Act affords a safeguard to business leaseholders, granting the a statutory right to apply to court for a continuation of occupancy at the end of an expired lease. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and assist with commercial conveyancing in Barnsley
I need to instruct a conveyancing solicitor for leasehold conveyancing in Barnsley. I have chance upon a site which looks to be the perfect solution If it is possible to get all formalities done via phone that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Your search tool is useful but there are many lawyers listed near Barnsley being on the mortgage company conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the lender approved panel?
We do not recommend specific Barnsley firms as the right Barnsley conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Barnsley knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..