I have been recommended a conveyancing solicitor in Alston. I I would like to check if they are on the Godiva Mortgages Ltd approved list of lawyers. Could you or the lender confirm if they are on the panel?
You should call the conveyancer and ask them if they can act for the lender. Alternatively you can get in touch with Godiva Mortgages Ltd who may be able to assist.
Can you point me to a directory of Kent Reliance panel conveyancers in Alston on the Council of Mortgage Lender’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few mortgage companies make their panel listings viewable over the internet. Where you are looking for a Alston solicitor on the Kent Reliance please use our tool.
I currently have a mortgage with Leeds Building Society for my property in Alston. Conveyancing was finalised some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Leeds Building Society?
You must advise Leeds Building Society before letting out your property as this is likely to be a breach of Leeds Building Society’s mortgage conditions. It may be that Leeds Building Society will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Leeds Building Society directly. It should not be necessary to do this via a Leeds Building Society conveyancing panel firm.
I was told three weeks ago that my mortgage has been agreed to by Aldermore. Is it usual for Aldermore to only issue the offer once my solicitor in Alston is approved on their conveyancing panel? Aldermore have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require quick conveyancing in Alston as I have an ultimatum to exchange contracts inside one month. Fortunately I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are not obtaining a home loan you are at free not to do searches although no lawyer would recommend that you don't. With plenty of history conveyancing in Alston the following are instances of what can be revealed and therefore affect the marketability of the property: Enforcement Notices, Outstanding Charges, Overdue Grants, Road Schemes,...
I used Stirling Law several years past for my conveyancing in Alston. Now, I need my documents however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Alston of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the advice of my in-laws I had a survey completed on a property in Alston ahead of appointing conveyancers. I have been told that there is a flying freehold element to the property. My surveyor has said that some mortgage companies tend not grant a loan on such a property.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Alston. Conveyancing may be slightly more expensive based on your lender's requirements.
Am I right to be wary by third parties that I am dealing with are encouraging me to use a national conveyancing firm rather than a High Street Alston conveyancing practice?
As with many professional services, often referrals from connections can be extremely useful or valuable. Nevertheless there are many players in a conveyancing deal; estate agents, financial adviser and mortgage companies may put forward lawyers to retain. On occasion these lawyers might be known to one of the organisations as being good in their field, but occasionally there may be a financial incentive behind the recommendation. You are free to select your own conveyancer. Don't forget that most banks operate an approved list of law firms you are obliged to use for the lender related work in your house move.