Change Date : 08/06/2015
Association: UK Finance
Jurisdiction: England and Wales
Index: v.2015 No.580


Policy changes relevant to
Topaz Finance Solicitor Panel

Updated 01/12/2010 08/06/2015
1.7- Contact point to see if the lender will lend when borrower and mortgagor are not one and the same. Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
1.11a- Contact point for standard documents. Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
1.11b- Contact point if standard documents are inappropriate. Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
3.1.4- If different from 1.11, contact details if the lender needs to be notified when the seller does not have legal representation. Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
3.2.4- If different from 1.11, contact details if the lender needs to be notified when the seller does not have legal representation. Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
4.3- If different from 1.11, contact point if assumptions stated by the valuer are incorrect. Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
4.5a- If different from 1.11, contact point if re-inspection required. Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
4.5b- Where should the certificate of title be sent? Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
5.1.1- If different from 1.11, the contact point if the seller has owned the property for less than 6 months: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
5.5.3a- If different from 1.11, contact point for reporting if evidence of breach and all outstanding conditions will not be satisfied by completion: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
5.5.4- If different from 1.11, contact point if the property is subject to restrictions which may affect its value or marketability. Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
5.7.1c- If the lender is prepared to accept a title falling within 5.7 and the property is a freehold flat or flying freehold, to which contact point must this be reported? Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
5.10.1- If different from 1.11, contact point if there is a restriction on use. Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
5.13.1- If different from 1.11, contact point if borrower is not providing balance of purchase price from funds/proposing to give second charge. Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
5.14.9- If different from 1.11, contact point for matters connected with the lease: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
5.14.10- If different from 1.11, contact for service charge matters: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
5.14.15a- If different from 1.11, contact point if there is an absentee/insolvent landlord: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
5.15.2a- If different from 1.11, contact point if there are apparent problems with the management company: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
5.16.2- If different from 1.11, contact point if unable to certify search entry does not relate: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
5.19.1- If different from 1.11, contact point for lending on affordable housing, shared equity and shared ownership and where relevant your requirements: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
6.1.3- If different from 1.11, contact point if borrower is not taking up the mortgage offer: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
6.2.1- If different from 1.11, contact if any discrepancies in property's description: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
6.3.1- If different from 1.11, contact point for any issues relating to purchase price: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
6.4.5- If different from 1.11, contact point if we will not have control over the payment of all the purchase money: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
6.5.1- If different from 1.11, contact point if vacant possession is not being given: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
6.6.1- If different from 1.11, contact point if property is let/to be let and to check you lend on buy-to-let: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
6.6.2- If different from 1.11, contact point when you do not have details of current letting or letting to take place at completion: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
6.8.1- If different from 1.11, contact point if no agreement and bond for an unadopted road or sewer: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
6.9.1- If different from 1.11, contact point if necessary easements are absent: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
6.11.1- If different from 1.11, contact point if property is affected by redevelopment or road proposals: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
6.12.1- If different from 1.11, contact point if pre-emption rights, resale restrictions, options etc will affect the lender's security: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
6.13.1- If different from 1.11, contact point if property is affected by improvement/repair grant which will not be discharged: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
7.4- If different from 1.11, contact point if doubts about accuracy of information disclosed: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
14.2.1- Where should the title deeds and documents be sent? Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
16.3.2- If different from 1.11, contact point for finding out the debt amount: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
16.3.7a- If different from 1.11, contact point for obtaining execution of transfer equity: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
16.4.1- If different from 1.11, contact point for application for consent to letting: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
16.5.2- If different from 1.11, contact point for confirming proposed deed or agreement will not adversely affect the lender: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
16.5.3a- Where should the deed of variation be sent? Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
16.5.3b- Where should the deed of rectification be sent? Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
16.5.3c- Where should the deed of easement be sent? Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
16.5.3d- Where should the option agreements be sent? Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
17.1.1- If different from 1.11, contact point for redemption statements: Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
17.2.1a- Where do you send the discharge and repayment remittance? Homeloan Management Limited, The Bailey, Skipton, North Yorkshire BD23 1DN.
Telephone:08448922596
Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672