When does exchange of contracts happen for domestic conveyancing in Walton on the Naze and am I required to be at the solicitors office?
Where you are near to our conveyancing solicitors in Walton on the Naze you are invited in to sign contracts. However, the lender approved solicitors we recommend provide a nationwide conveyancing service and provide just as diligent and professional a job for you when dealing with you by post or email. The signing of the purchase agreement is not when everything is set in stone. A signed contract is just a prerequisite for the firm to address the formalities at the appropriate time, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Walton on the Naze)to be in the office at the appropriate time.
We're in Walton on the Naze, First time buyers buying with a mortgage (lender is Aldermore , and our lawyer is on the Aldermore conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Aldermore conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Are there restrictive covenants that are commonly picked up during conveyancing in Walton on the Naze?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Walton on the Naze. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey completed on a house in Walton on the Naze ahead of retaining conveyancers. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies may refuse to grant a mortgage on a flying freehold home.
It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Walton on the Naze. Conveyancing will be smoother if you use a solicitor in Walton on the Naze especially if they regularly deal with such properties in Walton on the Naze.
I am looking for a conveyancing lawyer in Walton on the Naze for my home move. Is it possible to see a firm’s record with the profession’s regulator?
Anyone may find presented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The SRA may monitor call for training reasons.
My lawyers in Walton on the Naze have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the mortgage company. Is it case that being on the lender conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the lender directly.