Are the BSA intent on creating a searchable register to list law firms on the Darlington Building Society conveyancing panel for example in Harwich?
We are not aware of any plans on the part of the BSA to develop such a search facility.
I have been told that property searches are a common cause of obstruction in Harwich conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances in the conveyancing process. Local searches are unlikely to be the root cause of holding up conveyancing in Harwich.
I am purchasing my first flat in Harwich benefiting from help to buy. The builders would not move on the price so I negotiated 6k of additionals instead. The house builders rep told me not reveal to my lawyer about the deal as it would adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What does commercial conveyancing in Harwich cover?
Non domestic conveyancing in Harwich covers a broad range of services, offered by regulated solicitors, relating to business premises. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
My husband and I are FTB’s - had an offer accepted, yet the agent advised that the seller will only move forward if we appoint the agent's recommended lawyers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a family conveyancer accustomed to conveyancing in Harwich
We suspect that the seller is not behind this ultimatum. Should the vendor require ‘a quick sale', turning down a motivated buyer is is going to put the whole deal at risk. Contact the sellers directly and make the point that (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you are going to appoint your preferred Harwich conveyancing lawyers - not the ones that will provide their estate agent a kickback or achieve conveyancing thresholds demanded by corporate headquarters.
My wife and I purchased a leasehold flat in Harwich. Conveyancing and Santander mortgage organised. A letter has just been received from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1995. The conveyancing practitioner in Harwich who previously acted has now retired. What should I do?
First make enquiries of the Land Registry to make sure that the individual claiming to own the freehold is in fact the new freeholder. It is not necessary to instruct a Harwich conveyancing firm to do this as it can be done on-line for less than a fiver. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Harwich - Examples of Questions you should ask before buying
-
You should want to discover as much as possible about the company managing the building as they will affect your use and enjoyment of the property. Being a leasehold owner you will be at the mercy of the managing agents both financially and when it comes to day to day matters like the tidiness of the common parts. Enquire of prospective neighbours what they think of their management. Finally, be sure you discover the dates that the service charges are due to the relevant party and specifically how they are spending that money. Who takes charge for maintaining and repairing the block? Does the lease include onerous restrictions?