The owners have rather brash sellers who has suggested a lock out agreement with a down payment 10k. Are such agreements sensible?
Exclusivity contracts are contracts binding a home owner and prospective acquirer granting the buyer a ‘clear field’ to purchase the property for a limited period of time. Essentially, a lock out agreement is a contract stating that you will receive a contract at a later date which is the contract for the actual sale. It tends to be used for buyer confidence though in some cases, the proprietor may stand to benefit from such agreements as well. There are various positives and negatives to having an agreement but you need to check with your solicitor but note that it may end up costing you more in conveyancing charges. For these reasons these agreements are unusual in relation to conveyancing in Summerhill.
It is a dozen years since I bought my house in Summerhill. Conveyancing solicitors have now been appointed on the sale but I can't find my title documents. Will this cause complications?
You need not be too concerned. Firstly there is a possibility that the deeds will be kept by the lender or they may still be with the lawyers who acted in the purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Nearly all conveyancing in Summerhill relates to registered property but in the rare situation where your home is not registered it is more problematic but is resolvable.
My wife and I purchasing a terrace house in Summerhill. The intention is to convert the garage to a playroom at the house.Will the conveyancing process include investigations to determine if these works were previously refused?
Your property lawyer should check the deeds as conveyancing in Summerhill will sometimes identify restrictions in the title documents which restrict certain changes or necessitated the permission of another owner. Some additions call for local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these issues with a surveyor before you commit yourself to a purchase.
I have paid off my mortgage with Skipton. I assume I don't need a Summerhill conveyancer on the Skipton panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I am selling my house. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, TSB are being pedantic. The Summerhill solicitor who is on the TSB conveyancing panel is happy to accept ‘lack of building regulation’ insurance but TSB are insisting on a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I understand that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a house in Summerhill? or Apparently there is a law dating back centuries that could mean that owners of property residing in a parish church boundary will be compelled to contribute towards repairs to the chancel within the church. Is this appropriate for conveyancing in Summerhill?
Unless a previous purchase of the premises completed after 12 October 2013 you could assume that solicitors delivering conveyancing in Summerhill to continue to suggest a chancel search and or chancel repair liability insurance.
Is there anything unique about your site and other internet conveyancing brokers when it comes to conveyancing in Summerhill?
At this site secure a conveyancing quote from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Summerhill. As opposed to estate agents and brokerage sites we do not operate commission deals with solicitors. Many agents and online brokers 'recommend' the firm that pays the highest per referral, not the best value conveyancing in Summerhill
We are a couple of weeks into a freehold purchase having been directed to conveyancers by the high street agent to execute conveyancing in Summerhill. We are not happy. Could you you assist me in finding new lawyers?
They would need to be very bad to suggest diss instructing them. Has the loan offer been sent? If so you must inform them of the new conveyancer and ensure the loan are issued to the new lawyers. Your solicitor ideally should be on the lenders panel to avoid escalating fees and frustration. That should be your first question of the new conveyancers. The search tool should assist you in finding a lender approved conveyancer for your home move in Summerhill