I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Seaburn. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 5/7/2025, the requirements read as follows :
How does conveyancing in Seaburn differ for newly converted properties?
Most buyers of new build premises in Seaburn come to us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is built. This is because new home sellers in Seaburn tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Seaburn or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Seaburn is the location of the property. Can you shed any light on this issue?
Flying freeholds in Seaburn are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Seaburn you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Seaburn may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My company is hoping to take over a lease of a shop on the high street. Can you recommend lawyers offering no-move-no fees for non-domestic conveyancing in Seaburn for less than £2000?
We can recommend firms who host a wealth of experience of commercial conveyancing in Seaburn, including the sale and acquisition of businesses as well as simply property. If you are intending to buy or lease a shop, pub, restaurant, office, retail premises or a whole business we can find you the right solicitor. As for the costs these will vary based on the structure and nuances of the deal. Please provide us with your details or call so as to enable us to supply you with comprehensive commercial conveyancing quote.
I own a leasehold flat in Seaburn. Conveyancing and Nationwide Building Society mortgage are in place. A letter has just been received from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1991. The conveyancing practitioner in Seaburn who acted for me is not around. What should I do?
The first thing you should do is contact HMLR to be sure that the individual claiming to own the freehold is indeed the registered owner of the freehold reversion. You do not need to incur the fees of a Seaburn conveyancing lawyer to do this as it can be done on-line for less than a fiver. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Seaburn Conveyancing for Leasehold Flats - Sample of Questions you should consider Prior to buying
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Please note if it is no more than eighty years it will impact the marketability of the apartment. Check with your mortgage company that they are willing to go ahead with the loan given the lease term. Leases with fewer than 80 years remaining means that you will probably have to extend the lease sooner rather than later and you need to have some idea of what this would cost. For most Seaburnlease extensions you would be required to have been the owner of the property for a couple of years in order to be entitled to exercise a lease extension. Can you tell me if there are any major works in the near future that will likely add a premium to the maintenance costs? The best form of lease arrangement is a share of the freehold. In this scenario the tenants have control and although a managing agent is often retained if the building is bigger than a house conversion, the managing agent is directed by the tenants.
We are looking to purchase a repossessed flat in Seaburn and the bank selling demand completion within a week. Can a property lawyer complete in this timeframe? Am I best advised to select a high street Seaburn firm or an online organisation that professes to complete quickly?
Attend your Seaburn high street. Go in to two or three firms and request to see a conveyancing solicitor for an estimate. Explain your needs and seek assurances on speed. Appoint the one that seems most genuine. You need to choose a conveyancing practitioner on the list of lawyers acceptable to your lender.