My wife and I are purchasing a leasehold flat in Oxford. My Conveyancer is not listed on the lender approved panel. Am I still permitted to retain my Oxford conveyancing solicitor notwithstanding that they are excluded from the mortgage company approved list?
You have numerous options available to you here
- Proceed with your preferred Oxford conveyancer but your bank will undoubtedly retain a conveyancing practitioner on their approved list. This will result in additional fees together with potential frustration.
- Get a new conveyancer to act in the purchase, obviously checking they are on the mortgage company conveyancing panel.
- Convince your property lawyer to seek to join the mortgage company panel
It is 10 years ago since I bought my property in Oxford. Conveyancing lawyers have recently been instructed on the sale but I can't locate the title deeds. Is this a problem?
You need not be too concerned. Firstly the deeds may be kept by the mortgage company or they could be in the possession of the lawyers who oversaw your purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Oxford involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.
I have an AIP. The bank mentioned the home loan came with free conveyancing. Does this mean I have to use their panel conveyancer as I would much rather instruct a high street conveyancing solicitor in Oxford?
Do check but the the likelihood is that appoint one of their panel conveyancers where you want the "fee-free" incentive. Speak to the bank to determine if they offer you a cash alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Oxford.
When it comes to lenders such as Santander, do Oxford solicitors face a fee to be on the conveyancing panel?
We are unaware of any bank fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
Is it the case that all Oxford conveyancing solicitors on the Skipton conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Skipton approved list of solicitors they would need to be governed by the SRA. The majority of mortgage companies do permit licenced conveyancers on their panel in which case such firms would be overseen by the CLC.
Can I be sure that the Oxford conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Oxford obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor handling your transaction.
Should commercial conveyancing searches reveal planned roadworks that could affect a commercial property in Oxford?
Many commercial conveyancing solicitors in Oxford will perform a SiteSolutions Highways report as it reduces the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Oxford. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Oxford.
For each commercial conveyancing transaction in Oxford it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could cause delays to Oxford commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not ordered for residential conveyancing in Oxford.
What is the best way of identifying a auction conveyancing in Oxford?
Option 1 is to ask your friends and family who they would recommend. Option 2 is to search the internet for conveyancing in Oxford. Call a couple or more firms from the list and ask them to email you their conveyancing estimate and discuss your needs with the solicitor who will conduct your conveyancing before you make your decision. Third is to use this site to assist you in finding the right lawyers for you based on your unique requirements including location,speed, complexity and who the proposed lender is.Do not be fooled by £99 conveyancing solicitors in Oxford