In what way does my ID and proof of funds have anything to do with my conveyancing in Didcot? Why is this being asked of me?
You are right in these requests have nothing to do with conveyancing in Didcot. Nowadays you will not be able to complete any conveyancing process if you have not supplying proof of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a bank statement. Remember if you are supplying your driving licence as proof of ID it must be both the paper part and photo card part, one is not sufficient in the absence of the other.
Verification of your source of monies is necessary under Money Laundering Regulations. You should not be offended when when this is requested of you as your conveyancer will need to retain this information on file. Your Didcot conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they may also ask additional questions concerning the origin of funds.
What can a local search inform me about the property I am buying in Didcot?
Didcot conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company such as PSG The local search plays a central role in most Didcot conveyancing purchase; that is if you don’t want any nasty once you have moved into your new home. The search should reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Didcot?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Didcot. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Didcot is where the house is located. What do you suggest?
Flying freeholds in Didcot are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Didcot you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Didcot may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to instruct a conveyancing practitioner in Didcot for my remortgage. Is it possible to see a solicitor's record with the legal regulator?
You can search for published Solicitor Regulator Association (SRA) decisions arising from investigations started on or after Jan 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes monitor call for training purposes.
Do I need to have a meeting at the offices of the mortgage company conveyancing panel solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Didcot so that I can attend their offices when needed.
Whereas this was necessary 12 years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Didcot.