My IFA says he needs my Maltby solicitor’s panel member for the Nat West conveyancing panel. Can you suggest how I obtain this. I have tried my local Maltby branch but they have not responded to me.
Have you tried contacting your Maltby property lawyer about this?. They maintain a central record lender panel numbers.
There are a variety of conveyancing solicitors in Maltby but how do I know who's good?
It would be unwise to be swayed by the lowest Maltby conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
About to purchase house in Maltby. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Maltby solicitor is on the Skipton conveyancing panel.
My offer was accepted on a house in Maltby on 11/3/2024, valuation was booked five days later, received a clean bill of health. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Are Lloyds entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
Should our solicitor be raising questions concerning flooding as part of the conveyancing in Maltby.
The risk of flooding is if increasing concern for solicitors dealing with homes in Maltby. There are those who purchase a property in Maltby, fully expectant that at some time, it may be flooded. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the premises. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Conveyancers are not qualified to give advice on flood risk, but there are a various checks that may be undertaken by the purchaser or by their lawyers which can figure out the risks in Maltby. The standard completed inquiry forms sent to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) includes a standard question of the owner to determine if the premises has suffered from flooding. If the premises has been flooded in past and is not revealed by the vendor, then a buyer could issue a claim for damages as a result of such an misleading answer. A buyer’s conveyancers may also commission an enviro search. This should reveal if there is any known flood risk. If so, further investigations should be initiated.
2 months have elapsed since my purchase conveyancing in Maltby took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Maltby is the location of the property. Can you shed any light on this issue?
Flying freeholds in Maltby are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Maltby you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Maltby may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
In my capacity as executor for the estate of my father I am selling a residence in Swansea but live in Maltby. My conveyancer (approximately 200 miles from meneeds me to sign a statutory declaration prior to the transaction finalising. Could you suggest a conveyancing solicitor in Maltby to attest this legal document for me?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are Maltby based