Last February we completed a house move in Ladywood. We have since encountered a number of issues with the property which we consider were missed in the conveyancing searches. Is there anything we can do? What searches should? have been conducted as part of conveyancing in Ladywood?
It is not clear from the question as to the nature of the problems and if they are relate to conveyancing in Ladywood. Conveyancing searches and investigations initiated as part of the buying process are supposed to help avoid problems. As part of the legal transfer of property, a seller answers a document called a SPIF. answers turns out to be incorrect, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Ladywood.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Ladywood?
There are many registered licenced Conveyancers in Ladywood and Solicitor partnerships in Ladywood who provide Conveyancing services We would stress that the two are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. They may both also deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I have decided to exercise my right to buy my property in Ladywood off the council. I have a mortgage agreed with Lloyds. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.
After months of negotiation I have agreed a price on an apartment in Ladywood. My mortgage broker suggested a property lawyer. I paid an upfront payment of £225. Shortly after, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the Nationwide conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nationwide panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have been told that property searches are the primary cause of stalling in Ladywood house deals. Is this right?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of delays in the conveyancing process. Local searches are unlikely to feature in any holding up conveyancing in Ladywood.
Are there restrictive covenants that are commonly picked up during conveyancing in Ladywood?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Ladywood. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Given that I am about to spend hundreds of thousands of pounds on a garden flat in Ladywood I would like to have a conversation with the solicitor regarding thehouse move in advance of appointing the firm. Is this something that you can arrange?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer due to be carrying out your conveyancing in Ladywood.There is no ‘factory style conveyancing’ - each client is an important individual, not a file number. The law firms that we put you in touch with believe that the figure you are provided with for residential conveyancing in Ladywood should be the amount on the final invoice that you end up paying.
Me and my husband are first time buyers just having agreed a price on a property in Ladywood, and need to get solicitors lined up. We have used the various rating tools and the results are from all over the country. Is it advisable to have a Ladywood conveyancing practitioner local to our potential property? We are fine to do everything over the internet, but I assume at some point we will be required to visit the property lawyer's office to sign papers?
The solicitor does not have to be in Ladywood, but opting for local means that you can attend their offices if needed, for instance, if a signature is needed urgently. In addition, a Ladywood solicitor have established relationships with local agents and (if the vendor has instructed a local conveyancer) with them, which should help smooth the process.