Last September we completed a house move in Gallows Corner. We have since encountered a number of issues with the property which we suspect were overlooked in the conveyancing searches. What action can we take? Can you clarify the nature of searches that should have been conducted as part of conveyancing in Gallows Corner?
It is not clear from the question as to the nature of the problems and if they are relate to conveyancing in Gallows Corner. Conveyancing searches and due diligence undertaken during the legal transfer of property are supposed to help avoid problems. As part of the process, a property owner fills in a questionnaire referred to as a SPIF. If the information turns out to be incorrect, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Gallows Corner.
Finally the sale completed on my house in Gallows Corner last April but our buyer keeps calling me complaining that their conveyancer needs to hear from myconveyancer. What are the post completion sale legalities following completion?
Following your disposal your solicitor is duty bound to deliver the transfer documentation and all additional paperwork to the purchaser's solicitors. Where relevant, your solicitor must also send confirmation that the legal charge in favour of the lender has been discharged to the buyers solicitors. There are no post completion procedures unique to conveyancing in Gallows Corner.
I need some fast conveyancing in Gallows Corner as I am under pressure to exchange contracts within one month. A mortgage is not required. Is it possible to decline from having conveyancing searches to save fees and time?
If.Given you are not getting a mortgage you have the choice not to do searches although no conveyancer would suggest that you don't. Drawing on our experience of conveyancing in Gallows Corner the following are examples of what can appear and therefore impact the marketability of the property: Refused Planning Applications, Overdue Fees, Overdue Grants, Road Schemes,...
I have a renovated Georgian property in Gallows Corner. Conveyancing lawyer represented me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold under the matching property. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Gallows Corner and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing solicitor who completed the work.
I am purchasing a new build house in Gallows Corner benefiting from help to buy. The builders would not move on the price so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not reveal to my lawyer about this side-deal as it would adversely affect my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
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At this site secure a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Gallows Corner. As opposed to estate agents and many comparison sites we do not operate kick-back arrangements with solicitors. Some agents and online brokers 'recommend' solicitors who pay the most per referral, rather than the best value conveyancing in Gallows Corner