We are looking to buy a house and require a conveyancing solicitor in Chase Cross who is on the UBS approved panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Chase Cross.
I am buying a garden flat in Chase Cross. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Chase Cross you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Chase Cross.
Can you point me to a directory of Santander panel conveyancers in Chase Cross on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. A small selection of mortgage companies make their panel listings viewable online. Where you are looking for a Chase Cross conveyancer on the Santander please use our facility.
I have paid off my mortgage with Lloyds. I assume I don't need a Chase Cross solicitor on the Lloyds panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Lloyds has sent the Land Registry the discharge electronically, and
- Lloyds has instructed the Land Registry to do so
I currently have a mortgage with Nationwide for my property in Chase Cross. Conveyancing was finalised a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Nationwide?
Your original mortgage agreement with Nationwide will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Nationwide’s mortgage conditions. It may be that Nationwide will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. You need not do this via a Nationwide conveyancing panel lawyer.
The deeds to our property can not be found. The conveyancers who dealt with the conveyancing in Chase Cross 10 years ago no longer exist. What are my options?
Assuming you have a registered title the details of your proprietorship will be documented by the Land Registry with a Title Number. It is possible to perform a search at the Land Registry, locate your property and obtain current copies of the property title for less than a fiver. Where the property is Leasehold then the Land Registry will also normally hold a certified duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.
Over the last few months I have been searching for a ground for flat up to £245,000 and found one close by in Chase Cross I like with open areas and transport links nearby, the downside is that it only has 61 years on the lease. I can't really find anything else in Chase Cross for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you need a home loan that many years will likely be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
My company is hoping to take an assignment of a lease of an office on a shopping parade. Can you recommend conveyancers offering competitive charges for commercial conveyancing in Chase Cross for under 1500k?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Chase Cross, including the disposal and acquisition of businesses as well as simply premises. If you are intending to buy or sell a shop, pub, restaurant, office, retail unit or a whole business we can find you the right lawyer. Regarding the fees this will depend on the structure and heads of terms of the deal. Please provide us with your contact information or phone so as to enable us to furnish you with a fixed commercial conveyancing quote.