I am looking to buy a house and require a conveyancing solicitor in Datchet who is on the Bank of Ireland solicitor. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Bank of Ireland in certain locations such as Datchet. We dont recommend any particular firm.
Is there a list of Yorkshire BS panel conveyancers in Datchet on the UK Finance Lenders’ Handbook Website?
No. There is no such tool on the CML or Building Society Association sites. A small selection of banks make their panel listings visible over the internet. If you are seeking to appoint a Datchet conveyancing practitioner on the Yorkshire BS please use our facility.
We previously selected solicitors based in Datchet on the Nottingham solicitor approved list. They are now charging me a supplemental sum for the legal aspects of the Nottingham mortgage. Is this a supplemental conveyancing fee set by Nottingham?
Unfortunately, so long as it is in their Terms and Conditions or estimate then yes your lawyer is entitled to levy a fee for this. This fee is not set by Nottingham but by your Datchet solicitor. Numerous firms on the Nottingham panel will levy ’dealing with mortgage’ fee but some practices incorporate it on their overall fee.
I recently had an offer accepted on an apartment in Datchet. My financial adviser suggested a conveyancing practitioner. I paid an on account payment of £200. A couple of days later, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Do commercial conveyancing searches reveal proposed roadworks that may affect a commercial premises in Datchet?
Its becoming the norm that commercial conveyancing solicitors in Datchet will conduct a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Datchet. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Datchet.
For each commercial conveyancing transaction in Datchet it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may cause delays to Datchet commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not carried out for residential conveyancing in Datchet.
I own a terraced Georgian property in Datchet. Conveyancing lawyer acted for me and Coventry Building Society. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold under the exact same address. Is it worth asking Coventry Building Society to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Datchet and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing solicitor who conducted the work.
I am purchasing a new build house in Datchet with a loan from HSBC Bank. The developers refused to move on the price so I negotiated five thousand pounds worth of extras instead. The estate agent advised me not disclose to my solicitor about this deal as it could jeopardize my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a house in Datchet in advance of retaining conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some banks will refuse to give a loan on such a property.
It depends who your proposed lender is. HSBC has different instructions for example to Halifax. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Datchet. Conveyancing may be slightly more expensive based on your lender's requirements.