Can you vouch for a Godiva Mortgages Ltd accepted Dartmouth conveyancing solicitor finish our home move within 28 days? Am I best advised to go for a local Dartmouth firm or a nationwide conveyancer?
We can recommend some very good Dartmouth conveyancing firms. You can also walk up the main road in Dartmouth. Visit a couple of firms and request to see a conveyancing solicitor for a fee estimate. Discuss your expectations together with your reasons and get a commitment on speed. Choose the lawyer that appears most efficient.
I purchased a freehold premises in Dartmouth but nevertheless pay rent, why is this and what is this?
It is rare for properties in Dartmouth and has limited impact for conveyancing in Dartmouth but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
My father advised me that in buying a property in Dartmouth there could be various restrictions preventing external alterations to the property. Is this right?
We are aware of anumerous of properties in Dartmouth which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Dartmouth should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have today made my last payment due on my mortgage with Virgin Money. I assume I don't need a Dartmouth conveyancer on the Virgin Money panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Virgin Money has sent the Land Registry the discharge electronically, and
- Virgin Money has instructed the Land Registry to do so
At last I have had an offer on a maisonette in Dartmouth agreed to, but there is a chain. The owners have put an offer on on an apartment, however it’s not yet tied up, and have viewings of other flats in the pipeline. I have selected a local conveyancing solicitor in Dartmouth. What should be my next step? When do I get the mortgage application with Aldermore going?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then valuation, Dartmouth conveyancing search fees, etc). The first course of action is to check that your conveyancer is on the Aldermore approved list. As to the next steps this very much depends on the uniqueness of your transaction, motivation for the property and on the state of the market. In a rising market some buyers will apply for the mortgage with Aldermore and arrange for the valuation and only if it was satisfactory would they request their solicitor to proceed with the conveyancing in Dartmouth.
What makes your site different to alternative online quote calculators for conveyancing in Dartmouth?
At this site secure an accurate quote via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Dartmouth. As opposed to estate agents and brokerage sites we do not charge firms a fee if you instruct them for your conveyancing in Dartmouth
I am 3 weeks into a leasehold purchase having been referred to solicitors by the high street agent to perform conveyancing in Dartmouth. We are not happy. Could you you assist me in finding new solicitors?
They would have to be really poor to suggest changing them. Has your mortgage offer been generated? If so you must make them aware of the new lawyer and have the offer are re-sent. Your new conveyancer should be on the lenders approved list to avoid added charges and complications. That should be your starting point. Our search tool should help you find a bank approved lawyer for your conveyancing in Dartmouth
My lawyers in Dartmouth have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with the lender. Is it case that being on the mortgage company conveyancing panel they need to have retained the file for a prescribed period?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the bank directly.