Is the fact that my solicitor in Totnes is not identified on my mortgage company's solicitor panel that there is a problem with the standard of the firm’s work?
It would be unwise to jump to that conclusion. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Totnes conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
It is is a decade since I bought my house in Totnes. Conveyancing lawyers have now been instructed on the sale but I can't find my deeds. Will this cause complications?
You need not be too concerned. First there is a possibility that the deeds will be kept by your mortgage company or they may stored with the solicitor who handled the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in Totnes involves registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
We are planning to buy with Loughborough BS. We have called around locally yet am struggling to find a Totnes conveyancing firm on the Loughborough BS panel. Could you assist?
Please do take advantage of the find a conveyancing panel solicitor tool on this web page. Please choose the building society and type Totnes or your preferred area and you will be presented with numerous solicitors located in Totnes or near you.
Due to the input of my in-laws I had a survey completed on a house in Totnes ahead of instructing solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some banks tend not grant a mortgage on a flying freehold home.
It varies from the lender to lender. Santander has different requirements from Halifax. If you e-mail us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Totnes. Conveyancing may be slightly more expensive based on your lender's requirements.
I am looking to sell my property. My previous solicitors closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Totnes if that makes a difference.
You should use our search tool to help you find a solicitor for your conveyancing in Totnes. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
I need to retain a conveyancing solicitor for some conveyancing in Totnes. I've chance upon a site which looks to be the ideal offering If there is a chance to get all the legals completed via email that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?