What does my ID and proof of funds have anything to do with my conveyancing in Battle? Why is this being asked of me?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the ID of the person or body they are dealing with prior to agreeing to accepting their conveyancing instruction. The Terms of Engagement that you need to sign should stipulate this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Should you are unwilling to hand over ID verification documents, your lawyer can not take you on as a client.
I am helping my niece sell her flat in Battle. Does the solicitor order an energy performance certificate or it is for me to coordinate?
After the abolition of Home Information Packs, energy assessments remained a mandatory element of moving house. An energy assessment should be commissioned in advance of the property being marketed. This is not something that conveyancers ordinarily organise. Where you are using a Battle conveyancing lawyer they might be willing to arrange energy assessments due to their relationships with reputable Battle providers
I have decided to exercise my right to buy my property in Battle off the council. I have a mortgage offer with Leeds Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.
I can not work out if my lender requires a lease extension. I have telephoned my Battle bank branch on numerous occasions and was told they are content with the situation and they would lend. My Battle conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend based on their specific requirements. I simply don't know who is right.
As long as the conveyancing practitioner is on the lender panel, she or he must comply with the CML Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Various internet forums that I have frequented warn that are a common reason for delay in Battle conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances in the conveyancing process. Searches are not likely to be the root cause of delay in conveyancing in Battle.
3 months have gone by following my purchase conveyancing in Battle concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am using a search engine for the phrase on line conveyancing in Battle it brings up many property lawyersin the vicinity. With so much choice what is the best way to find the right conveyancing solicitor for my move?
The ideal method of finding the right conveyancer is via trusted recommendation, so ask friends and those you trust who have acquired a property in Battle or a reputable estate agent or financial adviser. Costs for conveyancing in Battle vary, so it's sensible to obtain at least four estimates from varying types of companies. Be sure to seek confirmation that the fees are fixed.
What can I do where I am not happy with the solicitor who handled my conveyancing in Battle?
We live in an imperfect world, and is is a fact of life that every so often things do go wrong. That being said there is recourse where you were not happy with your conveyancing in Battle. This varies from trying to resolve matters directly with them, through to reporting a conveyancer to their governing body. If things still aren’t resolved you may consider getting in touch with the Legal Ombudsman.