Change Date : 21/05/2013
Association: UK Finance
Jurisdiction: England and Wales
Index: v.2013 No.245


Policy changes relevant to
Santander Solicitor Panel

Updated 12/02/2013 21/05/2013
6.7.1- What new home warranty schemes are acceptable to the lender? 1. the National House-Building Council(NHBC)Buildmark scheme; or
2. the Zurich 10 (New Build or Conversion) scheme; or
3. the Housing Association Property Mutual (HAPM) scheme; or
4. the Premier Guarantee for Private Housing and Premier Guarantee for Completed Housing schemes; or
5. the Building LifePlans scheme (provided that there are no exclusions in relation to any individual element or component of the structure of the property); or
6. the LABC (Local Authority Building Control) Hallmark New Homes Warranty Scheme; or
7. Build-Zone 10 year warranty; or
8. Castle 10 New Home Warranty; or
9. CRL New Build 10 Year Structural Defects Insurance policy for residential properties; or
10. Build Assure New Homes Insurance; or
11. Global Home Warranties 10 Year Structural Defects Insurance policy.
1. the National House-Building Council(NHBC)Buildmark scheme; or
2. the Zurich 10 (New Build or Conversion) scheme; or
3. the Housing Association Property Mutual (HAPM) scheme; or
4. the Premier Guarantee for Private Housing and Premier Guarantee for Completed Housing schemes; or
5. the Building LifePlans scheme (provided that there are no exclusions in relation to any individual element or component of the structure of the property); or
6. the LABC (Local Authority Building Control) Hallmark New Homes Warranty Scheme; or
7. Build-Zone 10 year warranty; or
8. Castle 10 New Home Warranty; or
9. CRL New Build 10 Year Structural Defects Insurance policy for residential properties; or
10. Build Assure New Homes Insurance; or
11. Global Home Warranties 10 Year Structural Defects Insurance policy; or
12. the Q Policy for Residential Properties; or
13. the Q Policy for Bespoke Properties.
14.1.5- Does the lender need to be sent the original mortgage deed? No, please send the original Mortgage Deed to the Land Registry to retain (unless your instructions on a particular case require otherwise). No, please send the original Mortgage Deed to the Land Registry to retain (unless your instructions on a particular case require otherwise).

Where application for registration of the mortgage is made by way of the e-Document Registration Service please retain the original mortgage deed on your files as HM Land Registry will not accept original mortgages or certified paper copies thereof in such circumstances.