1 December 2010

England and Wales: New Part 2 Questions

On 1st December 2010, the CML published changes to many of the existing Part 2 Requirements. In addition, two new questions were inserted at sub-sections 3.1.4 and 3.2.3.

These new sub-sections are detailed below together with each Lender's requirement in response to this. Where a Lender did not publish their requirement on 1 December, this is shown in the table as 'No Requirement Published'

The form and renumbering changes are detailed in this document at the CML website. Our summary of changes to Part 1 is here.

  Lender 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers]
Parity Trust As 1.7 Yes
Accord Buy to Let As 1.11a. Yes.
Accord Mortgages Ltd As 1.11a No
Adam & Company You need to notify us (at the details set out at 1.11) so that we can make a decision whether or not to proceed.

Only if we specifically request you to do so.

Adam & Company International You need to notify us (at the details set out at 1.11) so that we can make a decision whether or not to proceed.

Only if we specifically request you to do so.

Ahli United Bank (UK) plc Central Administration Unit No
Aldermore Bank PLC There is no requirement to notify us. No.
Allied Irish Bank (GB), a trading name of AIB Group (UK) Refer to Legal & Central Securities, GB [no requirement published]
Aviva Equity Release UK Ltd There is no requirement to notify us. No.
Bank of Ireland (UK) plc It is not necessary to contact us unless there is a family or business connection between the buyer & seller and the property is being gifted or sold at an undervalue. If you do need to contact us please see the front page of the Offer for the contact details. Yes, please advise the Case Manager in writing.
Bank of Ireland as Bank of Ireland Mortgages It is not necessary to contact us unless there is a family or business connection between the buyer & seller and the property is being gifted or sold at an undervalue. If you do need to contact us please see the front page of the Offer for the contact details. Yes, please advise the Case Manager in writing.
  Lender 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers]
Bank of Scotland Beginning A Address and telephone number on the Mortgage Offer. Only if we specifically request you to do so.
Bank of Scotland Beginning O Address and telephone number on the Mortgage Offer.
Only if we specifically request you to do so.
Banks and Clients Plc As 1.11a Yes. However, we do not currently accept licensed conveyancers
Barclays Bank as The Woolwich Please notify the Issuing Office. No
Barnsley Building Soc, a trading name Yorkshire Building Soc Whoever issued the offer/instructions. This will be apparent from the mortgage offer. No.
Birmingham Midshires Completions Team at office issuing mortgage instructions. See Offer for contact details.
Only if we specifically request you to do so.
Bluestone Mortgages As per 1.11. Yes.
Bradford & Bingley Plc We do not need to be notified [no requirement published]
Britannia, a trading name of The Co-operative Bank plc Britannia New Lending Britannia House Leek Staffordshire Moorlands ST13 5RG or Britannia New Lending DX 16351 Leek. Telephone and Fax numbers as shown on the letter enclosing the Offer of Advance Only if specifically requested to do so
Buckinghamshire Building Society Buckinghamshire Building Society, High Street,
Chalfont St Giles, Bucks,
HP8 4QB
e-mail mortgages@bucksbs.co.uk
Tel: 01494 879500
Fax: 01494 877259
No
Capital Home Loans Customer Services, Capital Home Loans Ltd, Admiral House, Harlington Way, Fleet, Hants, GU51 4YA Yes
Chelsea Building Society (a trading name of Yorkshire BS) As 1.11a. No.
  Lender 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers]
Clydesdale Bank plc Mortgage Services
PO BOX 3105
Clydebank
Glasgow
G60 9AU
Tel - 0844 736 9053
Only if we ask you to do so.
Co-operative Bank plc Co-operative Bank New Lending PO Box 222 Leek Staffordshire ST13 9BF
08000 288 288
Only if specifically requested to do so
Coutts You need to notify us (at the details set out at 1.11) so that we can make a decision whether or not to proceed. Only if we specifically request you to do so.
Coutts Finance Co You need to notify us (at the details set out at 1.11) so that we can make a decision whether or not to proceed. Only if we specifically request you to do so.
Coventry Building Society New Lending Department, Godiva House
Binley Business Park,
Harry Weston Road,
Coventry
CV3 2TB
Only if we specifically request you to do so
DB UK Bank Ltd db mortgages
PO Box 890
Newport
NP20 9LZ
Tel: 0845 650 6281
DX Address - not available
Only if specifically requested.
Darlington Building Society CUSTOMER SUPPORT DEPARTMENT, PRINCIPAL OFFICE Yes - Send details to Customer Support Department, Principal Office
Dudley Building Society We must be notified of any cases where the seller is not represented or where you cannot satisfy yourselves with the checks carried out on the sellers representative. Only if specifically requested by us.
Earl Shilton Building Society Mortgage Dept at Head Office - Earl Shilton 01455 844 422 No
Ecology Building Society As 1.7 No
Family Building Soc (a trading name of National Counties BS) Loans Underwriting Department, Ebbisham House, 30 Church Street, Epsom, Surrey KT17 4NL
DX 30729 EPSOM
Email: loansunderwriting@familybsoc.co.uk
No.
Fleet Mortgages See 1.11a Yes
  Lender 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers]
Furness Building Society As 1.11a Yes
GE Money Home Lending Ltd Originations Department Yes, prior to completion. Full details required.
Godiva Mortgages Ltd New Lending Department, Godiva House
Binley Business Park,
Harry Weston Road,
Coventry
CV3 2TB
Only if we specifically request you to do so
HSBC Bank plc We only need to be notified of any cases where the seller is not represented or where you cannot satisfy yourselves with the checks carried out on the seller's appointed representative No
Halifax Customer Service Centre (see offer for address and fax number) Only if specifically requested.
Halifax Loans Ltd Halifax Loans Limited, Trinity Road, Halifax, HX1 2RG
[no requirement published]
Hampden & Co. plc You need to notify us (at the details set out at 1.11) so that we can make a decision whether or not to proceed. Only if we specifically request you to do so.
Handelsbanken Refer to Branch office instructing you. Only if we specifically request you to do so.
Harpenden Building Society As 1.11a No, unless we specifically request you to do so.
Hinckley and Rugby Building Society Principal Office, Mortgage Department, Advances Section. [no requirement published]
Holmesdale Building Society Lender. No
ITL Mortgages New Lending Department, Godiva House
Binley Business Park,
Harry Weston Road,
Coventry
CV3 2TB
Only if we specifically request you to do so
  Lender 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers]
Intelligent Finance Mortgage Customer Services, PO Box 17316, Edinburgh, EH12 1AY
Only if specifically requested
Investec Bank plc Contact details as specified in 1.11a. No, unless we specifically request you to do so.
JPMorgan Chase Bank, N.A. Refer to office issuing Mortgage Instructions. [no requirement published]
Kensington Mortgage Company Ltd Kensington Mortgages, New Business Operations Centre, P O Box 2500, Reading, RG1 9AG. Tel : 08444 990011 Fax : 08444 990022. No.
Kent Reliance (a trading name of OneSavings Bank plc) We need to be notified of any cases where the seller is not represented or where you cannot satisfy yourselves with the checks carried out on the seller's appointed representative No but you should ensure they are registered with their regulatory body and maintain current practising certificates
Landbay See 1.11a Yes
Leeds Building Society We will not lend in such circumstances. We do not require notification of the name and address of the solicitors firm or the licensed conveyancers firm acting for the seller unless they do not appear in a legal directory or they are not currently on record with the Solicitors Regulation Authority or Council for Licensed Conveyancers as practising at the address shown on their note paper.
Lloyds Bank plc pre fixed 50/30/77 Not applicable, we will not accept this situation.
Only if we specifically request you to do so.
Lloyds Bank plc pre fixed 20/40 The seller must have legal representation. Only if we specifically request you to do so.
Lloyds TSB Scotland plc Not applicable. We will not accept this situation.
Only if we specifically request you to do so.
Manchester Building Society Contact Underwriting Department. Yes. Please provide both details of the firm and the individual acting.
Market Harborough Building Society As per 1.7 Yes
  Lender 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers]
Magellan Homeloans [no requirement published] Yes please
Metro Bank plc As per 1.11. Only if we specifically request you to do so.
Monmouthshire Building Society Lending Dept, Head Office. Notification is not required but solicitors need to comply with the requirements of this section.

Mortgage Agency Services Mortgage Agency Services PO Box 138 Plymouth Devon PL1 1XY Only if specifically requested to do so
The Mortgage Business The Mortgage Business, PO Box 548, Leeds, LS1 1WU
Fax No.0845 6039009
[no requirement published]
Mortgage Express We do not need to be notified [no requirement published]
Mortgage Express No 2 [no requirement published] [no requirement published]
The Mortgage Works Yes - contact the Issuing Office
[no requirement published]
NRAM plc We do not need to be notified. You must be satisfied that there is no breach of Section 22 of the Solicitors Act 1974 and comply with any guidance issued by your professional body.
You should not accept any undertaking, for example to discharge an existing mortgage, from an unqualified conveyancer.
[no requirement published]
National Counties Building Society Loans Underwriting Department, Ebbisham House, 30 Church Street, Epsom, Surrey KT17 4NL
DX 30729 EPSOM
Email: loansunderwriting@ncbs.co.uk
No.
National Westminster Bank plc You need to notify us (as detailed above in 1.11) giving details so that we can make a decision whether or not to proceed.
Only if we specifically request you to do so.
Nationwide Building Society We need to be notified of any cases where the seller is not represented or where you cannot satisfy yourselves with the checks carried out on the seller's appointed representative.
[no requirement published]
  Lender 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers]
Nedbank Private Wealth Ltd You must refer to us if the seller does not have any legal representation No
New Life Mortgages Ltd Underwriting Department. Only if we ask you to do so.
Paragon Mortgages-Paragon Mortgages(2010)Ltd/Paragon BankPLC As 1.11a.
Yes
Paratus AMC Ltd New Business Department. No.
Pepper Homeloans As for 1.11
No
Platform Home Loans Ltd Refer to office issuing Mortgage Instructions. Only if specifically requested to do so
Precise Mortgages (Charter Court Financial Services Ltd) Completions Team at the address stated on the mortgage offer/instructions.
Yes; please notify our Completions Team at the address stated on the mortgage offer/instructions at the earliest opportunity (including details of any subsequent changes).
Principality Building Society You will need to notify us using the details in 1.11 in the event of the seller not having legal representation or representation of an independent nature e.g. where you are dealing with in-house legal advisors. We do not require notification unless the name and address of the solicitors firm or licensed conveyancers practice do not appear in a legal directory or they are not currently on record with the Solicitors Regulation Authority, Council for Licensed Conveyancers or other legal regulatory body as practising at the address they have provided to you.
Rooftop Mortgages Ltd The address and contact details shown on the mortgage offer. [no requirement published]
The Royal Bank of Scotland plc You need to notify us (as detailed above in 1.11a) giving details so that we can make a decision whether or not to proceed. Only if we specifically request you to do so.
The Royal Bank of Scotland plc Direct Line Mortgages You need to notify us (as detailed above in 1.11a) giving details so that we can make a decision whether or not to proceed. [no requirement published]
The Royal Bank of Scotland plc Direct Line One You need to notify us (as detailed above in 1.11a) giving details so that we can make a decision whether or not to proceed. [no requirement published]
  Lender 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers]
The Royal Bank of Scotland plc First Active You need to notify us (as detailed above in 1.11a) giving details so that we can make a decision whether or not to proceed.
[no requirement published]
The Royal Bank of Scotland plc Natwest one Account You need to notify us (as detailed in 1.11a) giving details so that we can make a decision whether or not to proceed. [no requirement published]
The Royal Bank of Scotland plc One Account You need to notify us (as detailed in 1.11a) giving details so that we can make a decision whether or not to proceed. Only if we specifically request you to do so.
The Royal Bank of Scotland plc Virgin One You need to notify us (as detailed in 1.11a) giving details so that we can make a decision whether or not to proceed. Only if we specifically request you to do so.
Saffron Building Society There is no requirement to notify us Only when we specifically request this in the Offer
Santander UK plc Refer to Mortgage Operations office instructing you.
If the seller is a Housing Association or Local Authority, we will accept the position if it is confirmed the transaction is handled by their own legal department.
Yes. Such information must be provided in writing to the Mortgage Operations office instructing you as soon as possible after receipt of your instructions to act for us. However, nowithstanding this requirement, we may nevertheless also contact you separately by telephone to request the required information.
Santander UK plc for Alliance & Leicester mortgages only Offer & Completion Centre of the Mortgage Centre issuing your instructions (as detailed on the front of the offer document).
If the seller is a Housing Association or Local Authority we will accept the position if it is confirmed that the transaction is handled by their own legal department.
Yes. Such information must be provided in writing to the Offer & Completion Centre of the Mortgage Centre instructing you as soon as possible after receipt of your instructions to act for us. However, notwithstanding this requirement, we may nevertheless also contact you separately by telephone to request the required information.
Scottish Building Society [no requirement published] No
Scottish Widows Bank plc New Business Processing (see 1.11a).
Only if we request you to do so.
Skipton Building Society Completions Team Yes
St James Place Bank Mortgage Administration, St James's Place Bank, Administration Centre, PO Box 1869, Livingston EH54 7XS [no requirement published]
State Bank of India UK As 1.11a. Only if we specifically request you to do so.
  Lender 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers]
Swansea Building Society 11/12 Cradock Street
Swansea
SA1 3EW
01792 483702
No
TSB Bank plc Not applicable. We will not accept this situation. Only if we specifically request you to do so.
Tesco Bank (a trading name of Tesco Personal Finance plc) The seller must have legal representation. Yes – we require you to provide us with this information by calling us on 0345 051 8446 within five working days of receipt your instructions. We will not disburse funds until we are in receipt of this information. You must also inform us immediately if the vendor instructs new solicitors or licensed conveyancers at any point prior to completion.
Test [no requirement published] [no requirement published]
The Tipton & Coseley Building Society Mortgage Department.
Only if we specifically request you to do so.
Topaz Finance Ltd Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
[no requirement published]
Ulster Bank Ltd You need to notify us (as detailed above in 1.11a) giving details so that we can make a decision whether or not to proceed. Only if we specifically request you to do so.

Virgin Money plc We do not need to be notified. You must be satisfied that there is no breach of Section 22 of the Solicitors Act 1974 and comply with any guidance issued by your professional body.

You should not accept any undertaking, for example to discharge an existing mortgage, from an unqualified conveyancer.
We do not require notification of the name and address of the solicitors firm or the licensed conveyancers firm acting for the seller unless they do not appear in a legal directory or they are not currently on record with the Solicitors Regulation Authority or Council for Licensed Conveyancers as practising at the address shown on their note paper.
Yorkshire Bank Home Loans Ltd Mortgage Services
PO BOX 3105
Clydebank
Glasgow
G60 9AU
Tel - 0844 736 9053
Only if we ask you to do so.
Yorkshire Building Society As 1.11a. No.