On 1st December 2010, the CML published changes to many of the existing Part 2 Requirements. In addition, two new questions were inserted at sub-sections 3.1.4 and 3.2.3.
These new sub-sections are detailed below together with each Lender's requirement in response to this. Where a Lender did not publish their requirement on 1 December, this is shown in the table as 'No Requirement Published'
The form and renumbering changes are detailed in this document at the CML website. Our summary of changes to Part 1 is here.
| Lender | 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] | 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers] | |
|---|---|---|---|
|
Accord Mortgages Ltd | [no requirement published] | [no requirement published] |
|
Advantage (Morgan Stanley Bank International Limited) | [no requirement published] | [no requirement published] |
|
Aldermore Bank PLC | No | No |
|
Santander UK plc (for Alliance & Leicester mortgages only) | Yes. Such information must be provided in writing to the Offer & Completion Centre of the Mortgage Centre instructing you as soon as possible after receipt of your instructions to act for us. However, notwithstanding this requirement, we may nevertheless also contact you separately by telephone to request the required information. | Yes. Such information must be provided in writing to the Offer & Completion Centre of the Mortgage Centre instructing you as soon as possible after receipt of your instructions to act for us. However, notwithstanding this requirement, we may nevertheless also contact you separately by telephone to request the required information. |
|
Aviva Equity Release UK Ltd | [no requirement published] | [no requirement published] |
|
Bank of China | [no requirement published] | [no requirement published] |
|
Bank of Cyprus UK | No. | No. |
|
Bank of Ireland (UK) plc | Yes, please advise the Case Manager in writing. | Yes, please advise the Case Manager in writing. |
|
|
Bank of Ireland as Bank of Ireland Mortgages | Yes, please advise the Case Manager in writing. | Yes, please advise the Case Manager in writing. |
|
Bank of Scotland Beginning A | Only if we specifically request you to do so. | Only if we specifically request you to do so. |
|
|
Bank of Scotland Beginning O | Only if we specifically request you to do so. | Only if we specifically request you to do so. |
| Lender | 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] | 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers] | |
|
Barclays Bank as The Woolwich | [no requirement published] | [no requirement published] |
|
Barnsley Building Society (a trading name of Yorkshire Bank | [no requirement published] | [no requirement published] |
|
Basinghall Finance plc | [no requirement published] | [no requirement published] |
|
Beverley Building Society | YES | YES |
|
Birmingham Midshires | Only if we specifically request you to do so. | Only if we specifically request you to do so. |
|
Bradford & Bingley Plc | [no requirement published] | [no requirement published] |
|
Britannia, a trading name of The Co-operative Bank plc | Notification not required however solicitors need to comply with the requirements of this section. | Notification not required however solicitors need to comply with the requirements of this section. |
|
Capital Home Loans | [no requirement published] | [no requirement published] |
|
Chelsea Building Society (a trading name of Yorkshire Building Society) | No. | No. |
|
Cheshire Building Society | [no requirement published] | [no requirement published] |
|
Church House Trust | [no requirement published] | Mortgage Department |
|
Clydesdale Bank plc | [no requirement published] | [no requirement published] |
| Lender | 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] | 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers] | |
|
Co-operative Bank plc | No | No |
|
Coutts & Co | [no requirement published] | [no requirement published] |
|
|
Coutts Finance Co | [no requirement published] | [no requirement published] |
|
Coventry Building Society | [no requirement published] | [no requirement published] |
|
Darlington Building Society | Yes - Send details to Mortgage Department, Pricipal Office | Yes - Send details to Mortgage Department, Principal Office |
|
Derbyshire Building Society | [no requirement published] | [no requirement published] |
|
Derbyshire Home Loans | [no requirement published] | [no requirement published] |
|
Dudley Building Society | [no requirement published] | [no requirement published] |
|
Dunfermline Building Society | [no requirement published] | [no requirement published] |
|
Earl Shilton Building Society | [no requirement published] | [no requirement published] |
|
Ecology Building Society | No | No |
|
Furness Building Society | Yes | Yes |
| Lender | 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] | 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers] | |
|
GE Money Home Lending Ltd | [no requirement published] | [no requirement published] |
|
Godiva Mortgages Ltd | [no requirement published] | [no requirement published] |
|
HSBC Bank plc | [no requirement published] | [no requirement published] |
|
Halifax | Only if specifically requested. | Only if specifically requested. |
|
|
Halifax Loans Ltd | [no requirement published] | [no requirement published] |
|
Harpenden Building Society | [no requirement published] | [no requirement published] |
|
Hinckley and Rugby Building Society | [no requirement published] | [no requirement published] |
|
Holmesdale Building Society | [no requirement published] | [no requirement published] |
|
ING Direct | No | No |
|
ITL Mortgages | No | No |
|
Intelligent Finance | Only if specifically requested | Only if specifically requested |
|
Irish Permanent International | [no requirement published] | [no requirement published] |
| Lender | 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] | 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers] | |
|
JPMorgan Chase Bank, N.A. | [no requirement published] | [no requirement published] |
|
Kensington Mortgage Company Ltd | [no requirement published] | [no requirement published] |
|
Leeds Building Society | Yes. You must also ensure that the relevant checks have been carried out to show compliance with the Law Society's Property and Registration Fraud Practice Note. | Yes. You must also ensure that the relevant checks have been carried out to show compliance with the Law Society's Property and Registration Fraud Practice Note. |
|
LLoyds TSB Bank plc (Roll numbers pre-fixed 40/) | Only if we specifically request you to do so. | Only if we sprecifically request you to do so. |
|
|
Lloyds TSB Bank plc (C&G mortgages with account numbers beginning 50000) | Only if we specifically request you to do so. | Only if we specifically request you to do so. |
|
|
Lloyds TSB Bank plc (C&G branded mortgages with roll numbers pre-fixed 20/) | Only if we specifically request you to do so. | Only if we specifically request you to do so. |
|
|
Lloyds TSB Bank plc (non-C&G mortgages) | [no requirement published] | [no requirement published] |
|
|
Lloyds TSB Scotland plc | Only if we specifically request you to do so. | Only if we specifically request you to do so. |
|
Manchester Building Society | No, however we require a different Solicitor firm to act for the seller and the purchaser unless we have given our consent. | No, however we require a different Solicitor firm or Licensed Conveyancer to act for the seller and the purchaser unless we have given our consent. |
|
Market Harborough Building Society | [no requirement published] | [no requirement published] |
|
Metro Bank plc | [no requirement published] | [no requirement published] |
|
Monmouthshire Building Society | [no requirement published] | [no requirement published] |
| Lender | 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] | 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers] | |
|
The Mortgage Business | [no requirement published] | [no requirement published] |
|
Mortgage Express | [no requirement published] | [no requirement published] |
|
|
Mortgage Express No 2 | [no requirement published] | [no requirement published] |
|
The Mortgage Works | [no requirement published] | [no requirement published] |
|
Mortgages plc, Mortgages 1 Ltd | [no requirement published] | [no requirement published] |
|
National Counties Building Society | No. | No. |
|
National Westminster Home Loans Ltd | [no requirement published] | [no requirement published] |
|
Nationwide Building Society | [no requirement published] | [no requirement published] |
|
New Life Mortgages Ltd | [no requirement published] | [no requirement published] |
|
Northern Rock (Asset Management) plc | [no requirement published] | [no requirement published] |
|
|
Northern Rock plc | [no requirement published] | [no requirement published] |
|
Oakwood Homeloans Ltd | [no requirement published] | [no requirement published] |
| Lender | 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] | 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers] | |
|
Paragon Mortgages Ltd | Yes |
N/A. If you require details of our criteria for our panel, please contact us. |
|
|
Paragon Mortgages (2010) Ltd | Yes |
N/A. If you require details of our criteria for our panel, please contact us. |
|
Platform Home Loans Ltd | [no requirement published] | [no requirement published] |
|
Precise Mortgages, a division of Charter Court Financial Services Ltd | Yes; please notify our Completions Team at the address stated on the mortgage offer/instructions at the earliest opportunity (including details of any subsequent changes). | Yes; please notify our Completions Team at the address stated on the mortgage offer/instructions at the earliest opportunity (including details of any subsequent changes). |
|
Principality Building Society | [no requirement published] | [no requirement published] |
|
Prudential Banking plc | [no requirement published] | [no requirement published] |
|
Rooftop Mortgages Ltd | [no requirement published] | [no requirement published] |
|
The Royal Bank of Scotland plc | [no requirement published] | [no requirement published] |
|
The Royal Bank of Scotland plc Direct Line Mortgages | [no requirement published] | [no requirement published] |
|
|
The Royal Bank of Scotland plc Direct Line One | [no requirement published] | [no requirement published] |
|
|
The Royal Bank of Scotland plc First Active | [no requirement published] | [no requirement published] |
|
|
The Royal Bank of Scotland plc Natwest one Account | [no requirement published] | [no requirement published] |
| Lender | 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] | 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers] | |
|
|
The Royal Bank of Scotland plc One Account | [no requirement published] | [no requirement published] |
|
|
The Royal Bank of Scotland plc Virgin One | [no requirement published] | [no requirement published] |
|
Saffron Building Society | Yes - prior to submission of Certificate of Title | Yes - prior to submission of Certificate of Title |
|
Santander UK plc | Yes. Such information must be provided in writing to the Mortgage Operations office instructing you as soon as possible after receipt of your instructions to act for us. However, notwithstanding this requirement, we may nevertheless also contact you separately by telephone to request the required information. | Yes. Such information must be provided in writing to the Mortgage Operations office instructing you as soon as possible after receipt of your instructions to act for us. However, nowithstanding this requirement, we may nevertheless also contact you separately by telephone to request the required information. |
|
Scottish Building Society | [no requirement published] | [no requirement published] |
|
Scottish Widows Bank plc | No. | No. |
|
Skipton Building Society | [no requirement published] | [no requirement published] |
|
St James Place Bank | [no requirement published] | [no requirement published] |
|
Barclays Bank Plc as Standard Life Mortgages | [no requirement published] | [no requirement published] |
|
Stroud & Swindon Building Society | No | No |
|
Swansea Building Society | [no requirement published] | [no requirement published] |
|
The Tipton & Coseley Building Society | [no requirement published] | [no requirement published] |
| Lender | 3.1.4- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Solicitors] | 3.2.3- Does the lender require notification of the name and address of the solicitors firm or licensed conveyancers firm acting for the seller? [Licensed Conveyancers] | |
|
Topaz Finance plc | [no requirement published] | [no requirement published] |
|
UCB Home Loans Corporation Ltd | [no requirement published] | [no requirement published] |
|
|
Ulster Bank Ltd | [no requirement published] | [no requirement published] |
|
Wave | [no requirement published] | [no requirement published] |
|
Yorkshire Bank | [no requirement published] | [no requirement published] |
|
|
Yorkshire Building Society | [no requirement published] | [no requirement published] |
