I was recommended to a solicitor who has quoted just over a thousand pound for freehold conveyancing in Tolworth. I’m looking to sell a newly refurbished house for £175,000. Is this too much? Is it above what I should be paying for conveyancing in Tolworth?
The estimate does seem a tad steep. If you are happy to spend time contrasting prices you could shave off some of the expense by say a hundred pounds. On the other hand, you couldcome to regret opting for an an unknown solicitor. Remember to be sure that the solicitor can also act for your bank. You can utilise our search tool to select a Tolworth conveyancing firm on the banks member panel which can often include conveyancing solicitors in Tolworth.
I am acquiring a house without a mortgage in Tolworth. I have lived for the previous twelve years in Tolworth. Conveyancing searches are a lot of money. As I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a home loan, then almost all of the Tolworth conveyancing searches are non-obligatory. Your solicitor will ’encourage you, no-doubt strongly, that you should have searches completed, but she has a professional duty to do this. Do bear in mind; if you are going to dispose of the house in the future, it may be of interest to your future buyer what the searches determine. On occasion premises with apparent issues can still show up negative search results. A good conveyancing solicitor in Tolworth should provide you some sensible guidance in this regard.
is it true that all Tolworth conveyancing solicitors on the RBS conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the RBS conveyancing panel they would need to be overseen by the SRA. The majority of mortgage companies do permit licenced conveyancers on their panel in which case such practice would be regulated by the CLC.
My partner and I have organised a further advance on our home loan from Clydesdale as we intend to conduct alterations to our home in Tolworth. Are we obliged to select a bricks and mortar Tolworth solicitor on the Clydesdale conveyancing panel to deal with the paperwork?
Clydesdale would not normally instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale conveyancing panel.
I've read lots of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Tolworth solicitor - who is on the Leeds Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Tolworth postcode. As you are getting a mortgage with Leeds Building Society, you could contact them to see if they have a list of approved surveyors in Tolworth.
Is it necessary to pay for insurance to address the risk of chancel repairs when buying a house in Tolworth?
Unless a previous purchase of the property took place post 12 October 2013 you can assume that conveyancing practitioners handling conveyancing in Tolworth to continue to suggest a chancel search and or insurance against a claim.
My wife and I own a 4 bedroom Georgian property in Tolworth. Conveyancing lawyer represented me and Aldermore. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tolworth and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing solicitor who conducted the conveyancing.
In what way does the Landlord & Tenant Act 1954 affect my commercial premises in Tolworth and how can your lawyers assist?
The particular law that you refer to gives a safeguard to business leaseholders, giving them the dueness to apply to court for a renewal tenancy and continue in occupation at the end of the lease term. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing firms who use the act for protection and assist with commercial conveyancing in Tolworth