My partner and I have recently acquired a house in Streatham. We have since encountered a number of issues with the house which we suspect were omitted in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that should have been conducted for conveyancing in Streatham?
The query is not clear as to the nature of the problems and if they are relate to conveyancing in Streatham. Conveyancing searches and investigations initiated during the buying process are carried out to help avoid problems. As part of the process, a property owner fills in a form called a Seller’s Property Information Form. If the information proves to be misleading, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Streatham.
Having sold my house in Streatham last May yet the purchaser is Skype messaging daily to moan that his lawyer is waiting to hear from mine. What should my lawyer have done following completion?
Post completion of your sale your conveyancer should deliver the transfer documentation and all of the paperwork to the buyer’s solicitors. If applicable, your solicitor should also send confirmation that the home loan has been redeemed to the buyers conveyancers. There is unlikely to be post completion steps peculiar conveyancing in Streatham.
Have just purchased a repossessed house at auction in Streatham. Conveyancing is necessary. What is next?
Given that you are now legally bound yourself to purchase you should find a conveyancing practitioner soon as you now have a pending a fixed date to complete the purchase. All auction property should have an associated legal pack. This should include the copy title deeds, local authority and drainage searches. In the case of leasehold property the auction pack should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to a leasehold property. You need to pass this on to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that your finances are in order to complete the transaction on the set completion date.
My wife and I buying a detached bungalow in Streatham. Our aim is to carry out an extension to the side at the property.Will the conveyancing process involve checks to determine if these alterations were previously refused?
Your property lawyer should review the registered title as conveyancing in Streatham can on occasion identify restrictions in the title documents which prevent certain changes or necessitated the permission of a 3rd party. Many extensions call for local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
I had an offer accepted on an apartment in Streatham on 29/4/2025, valuation was booked 2 days after, all came back fine. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
What tools are available to search for a Streatham law firm on the The Mortgage Works conveyancing panel? I have wheels and am prepared to travel upto 10kilometers to meet the conveyancer.
You can use the facility on this page. Please pick a bank and your location and you will see a number of Streatham conveyancing lawyers locally. We have detailed some Streatham conveyancing firms towards the end of this page and you can telephone them to see whether they are on the The Mortgage Works approved list
I have just appointed agents to market my ground floor apartment in Streatham. Conveyancing solicitors are to be appointed soon, but I have recently had a half-yearly service charge invoice – Do I pay up?
It best that you pay the maintenance contribution as you normally would because all ground rent and maintenance payments will be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Notwithstanding our best endeavours, we have been unsuccessful in trying to reach an agreement for a lease extension in Streatham. Can this matter be resolved via the Leasehold Valuation Tribunal?
Absolutely. We are happy to put you in touch with a Streatham conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Streatham flat is Flat 12, Newlands Court Streatham Common North in May 2012. the decision of the Tribunal was that the premium payable by the Applicants to the Respondent for the new lease of the Premises be £70,140. This case related to 1 flat. The unexpired term as at the valuation date was 23.25 years.
Me and my partner are purchasing a three bedroom apartmentin Streatham with a loan from a bank. We like our lawyer in Streatham but our lender advise he's not approved on their "panel". We have to appoint one of the our lender panel firms or keep our Streatham solicitor and incur the extra fees for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. The bank home loan issued is subject to conditions, one of which will be that solicitors will on the lender's conveyancing panel. in the past, most lenders had open panels, including almost all conveyancing solicitors in Streatham : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your lender.