We selected a local firm for my conveyancing in St Helier recently. Reviewing the terms of engagement I seewe are liable for costs even if the sale aborts. Would I be best advised to instruct an internet conveyancing brokerage promoting no move no charge conveyancing in St Helier?
Generally there is a compromise along the lines that if "No Completion No Fee" is available then the fee levels will tend to be be higher to cover the conveyances that do not go ahead. Dont forget that these promotions generally do not protect you from expenses for instance St Helier conveyancing search expenses.
It is 10 years ago since I bought my home in St Helier. Conveyancing lawyers have recently been retained on the sale but I am unable to find the deeds. Will this cause complications?
You need not be too concerned. Firstly there is a chance that the deeds will be retained by your mortgage company or they could be archived with the solicitor who handled your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in St Helier involves registered property but in the unlikely event that your home is unregistered it is more of a problem but is resolvable.
We previously selected conveyancers locally in St Helier on the Virgin Money solicitor panel. They have just billed me a further amount for the legal aspects of the Virgin Money mortgage. Is this an additional conveyancing fee specified by Virgin Money?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your conveyancing practitioner may levy a fee for this. The charge is not dictated by Virgin Money but by your St Helier solicitor. Plenty of firms on the Virgin Money panel will levy an ‘acting for lender’ fee and others do not.
After weeks of negotiation I have agreed a price on an apartment in St Helier. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £150. A few days later, the conveyancer called me sheepishly admitting that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have finally had an offer on a maisonette in St Helier agreed to, but there is a chain. The vendors have offered on on an apartment, however it’s not yet tied up, and are looking at other properties in the pipeline. I have chosen a local conveyancing solicitor in St Helier. What do I do now? When do I get the mortgage application with Kent Reliance started?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then valuation, St Helier conveyancing search costs, etc). First, you must check that your conveyancer is on the Kent Reliance approved list. Regarding the subsequent phase this very much depends on the specifics of your transaction, desire for this property and on the state of the market. In a rising market some purchasers will apply for a home loan with Kent Reliance and pay for the valuation and only if it comes back ok would they request their conveyancer to proceed with the conveyancing in St Helier.
I require expedited conveyancing in St Helier as I am under an ultimatum to sign on the dotted line within one month. Fortunately I do not require a mortgage. Can I avoid the conveyancing searches to save money and time?
If.Given you are not taking a mortgage you are at free not to do searches although no conveyancer would advise that you don't. With plenty of history conveyancing in St Helier the following are examples of what can be revealed and therefore impact future saleability: Enforcement Notices, Overdue Charges, Overdue Grants, Road Schemes,...
How do I locate a St Helier solicitor on the TSB conveyancing panel? I have a car and am prepared to travel upto 25miles to meet the solicitor.
You can use the tool on this page. Please choose the mortgage company and your location and you will see a number of St Helier conveyancing lawyers based on proximity. We have detailed some St Helier conveyancing firms at the bottom of this page and you can contact them to see if they are on the TSB approved list
I need to retain a conveyancing solicitor for some conveyancing in St Helier. I've stumble upon a web site which appears to be the ideal answer If there is a chance to get all the legals done via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?