My husband and I are planning to purchase a house in South Ruislip and have instructed a South Ruislip conveyancing practice. Within the last couple of days our solicitor has forwarded the sale agreement to be signed with a detailed report with the expectation that exchange is imminent. Skipton Building Society have this morning contacted us to advise us that they have now hit a problem as our South Ruislip conveyancer is not on their conveyancing panel. What do we do from here?
Where you are buying a property needing a mortgage it is standard for the purchasers' solicitors to also represent the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on the bank's conveyancing panel and you may continue to use your own South Ruislip solicitors, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.
Can you vouch for a Coventry Building Society approved South Ruislip conveyancing solicitor that can complete within two weeks? Would it be better to use a high street South Ruislip practice or an internet firm?
We can recommend some very good South Ruislip conveyancing firms. Another option is to visit the high street in South Ruislip. Go in to some well established law practices and request to speak with a conveyancing solicitor for a costs illustration. Discuss your deadline together with the reasons and ask for an assurance on your deadline. Appoint the one that appears most efficient.
Can your site be used to recommend a Conveyancing solicitor in South Ruislip even where I’m not purchasing or disposing of a house, for instance where I intend to acquire an office in South Ruislip with a mortgage from Britannia?
Our search tool is primarily utilised to select domestic conveyancing solicitors in South Ruislip but we have listed at the bottom of this page a few South Ruislip commercial conveyancing firms. You should make contact with the solicitors directly to see if they are also authorised to represent Britannia
I require quick conveyancing in South Ruislip as I am faced with a deadline to exchange contracts in less than one month. A home loan is not required. Can I avoid the conveyancing searches to save money and time?
If.Given you are not getting a home loan you are at free not to have searches carried out although no lawyer would suggest that you don't. With plenty of history conveyancing in South Ruislip the following are examples of what can crop up and adversely affect market value: Enforcement Notices, Overdue Charges, Overdue Grants, Road Schemes,...
Are there restrictive covenants that are commonly identified as part of conveyancing in South Ruislip?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in South Ruislip. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the input of my in-laws I had a survey completed on a house in South Ruislip ahead of appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some lenders may not give a loan on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. If you contact us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in South Ruislip. Conveyancing will be smoother if you use a solicitor in South Ruislip especially if they are familiar with such properties in South Ruislip.