Last March we completed a house move in Silverdale. We have since encountered a number of problems with the house which we suspect were overlooked in the conveyancing searches. Do we have any recourse? What searches should? have been ordered as part of conveyancing in Silverdale?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Silverdale. Conveyancing searches and due diligence undertaken as part of the buying process are carried out to help avoid problems. As part of the process, the vendor answers a document called a Seller’s Property Information Form. If the information ends up being incorrect, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Silverdale.
I had intended to instruct a property lawyer in Silverdale for our house purchase. Our broker has since notified us that our mortgage company Skipton Building Society won't deal with them. Surely this is unfair competition?
A mortgage company may insist on an approved conveyancer act for it. Borrowers are liable to meet the charges for this. Please make use of our database to select a solicitor to carry conveyancing in Silverdale on the Skipton Building Society approved list of solicitors.
Various web forums that I have visited warn that are the number one reason for obstruction in Silverdale conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not figure within the common causes of hindrances during the legal transfer of property. Searches are not likely to feature in any slowing down conveyancing in Silverdale.
I've recently found out that there is a flying freehold element on a house I have offered on last month in what was supposed to be a quick, no chain conveyancing. Silverdale is where the house is located. Can you shed any light on this issue?
Flying freeholds in Silverdale are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Silverdale you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Silverdale may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I would like to rent out my leasehold apartment in Silverdale. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?
Even though your previous Silverdale conveyancing solicitor is not available you can review your lease to see if you are permitted to let out the apartment. The accepted inference is that if the lease is non-specific, subletting is permitted. There may be a precondition that you must seek consent via your landlord or some other party in advance of subletting. The net result is you not allowed to sublet without prior permission. Such consent must not not be unreasonably turned down. If your lease does not allow you to sublet you should ask your landlord for their consent.
I purchased a 1st floor flat in Silverdale, conveyancing was carried out August 2003. How much will my lease extension cost? Equivalent properties in Silverdale with a long lease are worth £201,000. The ground rent is £45 yearly. The lease expires on 21st October 2089
You have 65 years left to run we estimate the price of your lease extension to range between £13,300 and £15,400 plus costs.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs in the absence of detailed due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first seeking the advice of a professional.
I purchased a house in Silverdale last 21/4/2023 and to date it is still not recorded with HM Land Registry. It is part of a development site and my lawyer told me that it may take 12 months to register. I have called the Land Registry directly and they have informed me the original application was cancelled due to questions not being addressed in time. What can I do?
get in touch with your property lawyer - if you are not getting sensible responses, look up their firm’s complaints procedure and escalate your problem to a Partner. Registrations for Silverdale conveyancing are not known to be significantly delayed.