We're in Ringwood, First time buyers buying with a mortgage (lender is Santander , and our lawyer is on the Santander conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Santander conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I have paid off my mortgage with Clydesdale. I assume I don't need a Ringwood lawyer on the Clydesdale panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
I recently had an offer accepted on an apartment in Ringwood. My financial adviser recommended their conveyancers. I paid an upfront payment of £150. Shortly after, the property lawyer contacted me to say that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
At last I have had an offer on a maisonette in Ringwood accepted, but there is a chain. The owners have offered on a property, but it’s not been accepted yet, and have viewings of other flats booked. I have chosen a local conveyancing solicitor in Ringwood. What do I do now? When should I get the mortgage application with Co-operative going?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then survey, Ringwood conveyancing search charges, etc). First, you should ensure that your solicitor is on the Co-operative conveyancing panel. Concerning the next phase this very much dictated by the specifics of your case, attraction to the property and on the state of the market. During a hot market the majority of purchasers would apply for a home loan with Co-operative and arrange for the valuation and only if it was satisfactory would they pay their property lawyer to press on with the conveyancing in Ringwood.
Should commercial conveyancing searches disclose planned roadworks that could impact a commercial property in Ringwood?
Many commercial conveyancing solicitors in Ringwood will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Ringwood. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Ringwood.
For each commercial conveyancing transaction in Ringwood it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can cause delays to Ringwood commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not conducted for residential conveyancing in Ringwood.
I have justbecome aware that Action Conveyancing have been shut down. They carried out my conveyancing in Ringwood for a purchase of a leasehold flat 18 months ago. How can I establish that my home is in my name in the name of the former proprietor?
The quickest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ringwood conveyancing specialists.
How do I use the search app to locate a conveyancing lawyer in Ringwood on the panel for my bank?
Step one is to select a lender such as National Westminster Bank, Leeds Building Society or TSB then choose your location for instance Ringwood. Conveyancing organisations in Ringwood and nationally will then be shown.
My husband and I are a couple of weeks into a leasehold purchase having been referred to solicitors by the estate agent to perform conveyancing in Ringwood. I am am very frustrated with the quality of service. Can you you assist me in finding new lawyers?
A conveyancer would need to be really poor to suggest changing them. Has the mortgage been sent? In the event that it has you must inform them of the replacement conveyancer and have the mortgage documents are re-sent. Your new solicitor ideally should be on the lenders approved list to avoid supplemental charges and delays. So that should be your starting point. Our find a solicitor tool can assist you in finding a bank approved solicitor for your conveyancing in Ringwood