My fiance and I wish to acquire a purpose built apartment in Rawdon and Yeadon with a residential mortgage from Barclays Direct.We use our Rawdon and Yeadon conveyancing lawyer but Barclays Direct advised that he's not on their "panel". We have to appoint a Barclays Direct panel solicitor or keep our local solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The home loan issued to you is subject to its terms and conditions, a common one being that lawyers will be on the Barclays Direct approved list. in the past, most banks had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Barclays Direct
We are intent on selling our house in Rawdon and Yeadon and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A local conveyancer would know that there is no such problem. It does beg the question why the buyers instructed a factory type conveyancing firm as opposed to a conveyancing solicitor in Rawdon and Yeadon. Having lived in Rawdon and Yeadon for 5 years we know that this is a non issue. Do we get in touch with our local Authority to obtain clarification that there is no issue.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Are there restrictive covenants that are commonly picked up as part of conveyancing in Rawdon and Yeadon?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Rawdon and Yeadon. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a straight forward, no chain conveyancing. Rawdon and Yeadon is where the house is located. What do you suggest?
Flying freeholds in Rawdon and Yeadon are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Rawdon and Yeadon you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rawdon and Yeadon may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
In my capacity as executor for the estate of my uncle I am selling a residence in Swansea but I am based in Rawdon and Yeadon. My conveyancer (based 260 kilometers from mehas requested that I execute a stat dec ahead of the transaction finalising. Can you recommend a conveyancing lawyer in Rawdon and Yeadon to witness and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are based in Rawdon and Yeadon
Due to complete next month on a ground floor flat in Rawdon and Yeadon. Conveyancing lawyers inform me that they will have a report out to me within the next couple of days. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Rawdon and Yeadon should include some of the following:
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Advice as to the provision as set out in the lease to to contribute towards maintenance costs - in relation to the building, and the wider rights a lessee has You would want to be sent a copy of the lease You need to be told what counts as a Nuisance in the lease You should know whether the lease permits you to alter or upgrade aspects of the flat- you must be made aware as to whether it relates to all alterations or limited to structural alteration, and whether consent is required The landlord’s rights to access the premises. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided.
I own a leasehold flat in Rawdon and Yeadon, conveyancing having been completed half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar properties in Rawdon and Yeadon with over 90 years remaining are worth £197,000. The average or mid-range amount of ground rent is £55 levied per year. The lease comes to an end on 21st October 2078
With just 54 years unexpired we estimate the premium for your lease extension to be between £32,300 and £37,400 plus plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. Do not use the figures in tribunal or court proceedings. There may be additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.