My solicitor has identified a a legal deficiency with the lease for the flat we are buying in Perivale. The seller’s lawyers have suggested defective title insurance as a solution. We are happy with insurance and will cover the costs. Our solicitor has advised that he must be satisfied that the mortgage company is content with this solution. Who is the client here, us or the bank?
Even though you have a mortgage offer from the bank does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the bank are the client. The appropriate lender requirements must be adhered to.
Can your site be used to find a Conveyancing solicitor in Perivale even if I’m not purchasing or selling a house, for example if I want to acquire an office in Perivale with a loan from Barclays Direct?
Our comparison service is mainly there to locate residential conveyancing solicitors in Perivale but we have recorded towards the bottom of this page some Perivale commercial conveyancing firms. You should speak with the company directly to check if they can also act for Barclays Direct
Will our lawyer be asking questions regarding flooding as part of the conveyancing in Perivale.
The risk of flooding is if increasing concern for lawyers carrying out conveyancing in Perivale. Some people will purchase a property in Perivale, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Lawyers are not qualified to impart advice on flood risk, however there are a various checks that can be undertaken by the buyer or by their conveyancers which can give them a better understanding of the risks in Perivale. The conventional set of information given to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the vendor to find out if the premises has historically flooded. In the event that the residence has been flooded in past and is not notified by the seller, then a purchaser could commence a legal claim for losses as a result of such an misleading answer. The buyer’s solicitors will also conduct an environmental search. This will higlight whether there is any known flood risk. If so, more detailed inquiries should be conducted.
I have recentlybecome aware that Action Conveyancing have closed. They conducted my conveyancing in Perivale for a purchase of a leasehold apartment 12 months ago. How can I establish that my home is not still registered in the name of the former proprietor?
The easiest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Perivale conveyancing specialists.
Is it possible to swap firm as I have to find a firm on the Platform Home Loans Ltd conveyancing list. I was using a high street conveyancing solicitor in Perivale five minutes from me but she is not accepted by Platform Home Loans Ltd
We will our best to assist in finding you a conveyancing solicitor in Perivale on the Platform Home Loans Ltd panel. Please note that the conveyancers that we on the directory do not pay us fee if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Perivale. Using search facility on this website, you can contrast charges for conveyancing solicitors in Perivale and beyond.
I am looking to buy a house and require a conveyancing solicitor in Perivale who is on the lender approved panel. Can you recommend a Perivale or local Perivale conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the lender who carry out conveyancing in Perivale. We dont recommend any particular conveyancing practice.