Is the fact that my conveyancer in Onslow Village is not listed on my lender's solicitor panel that there is a problem with the standard of his conveyancing?
That is most likely an incorrect assumption to make. There are all sorts of perfectly reasonable explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Onslow Village conveyancing firm and ask them why they are no longer on the approved list for your lender.
Last February we completed a house move in Onslow Village. We have since encountered a number of problems with the house which we consider were overlooked in the conveyancing searches. What action can we take? Can you clarify the type of searches that needed to have been conducted as part of conveyancing in Onslow Village?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Onslow Village. Conveyancing searches and due diligence undertaken during the buying process are carried out to help avoid problems. As part of the legal transfer of property, a seller completes a questionnaire referred to as a SPIF. answers ends up being inaccurate, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Onslow Village.
We're in Onslow Village, First timers purchasing with a mortgage (lender is HSBC , and our solicitor is on the HSBC conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the HSBC conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My wife and I purchasing a terrace house in Onslow Village. The intention is to carry out a loft conversion at the property.Will the conveyancing process involve investigations to determine if these works are allowed?
Your solicitor should check the registered title as conveyancing in Onslow Village can sometimes reveal restrictions in the title documents which restrict certain changes or necessitated the permission of another owner. Many additions call for local authority planning permissions and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
About to purchase flat in Onslow Village. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Onslow Village solicitor is on the Aldermore conveyancing panel.
At last I have had an offer on an apartment in Onslow Village accepted, the sellers do nevertheless have a tied purchase. The sellers have placed an offer on a flat, but it’s not yet tied up, and are looking at other flats in the pipeline. I have chosen a high street conveyancing solicitor in Onslow Village. What do I do now? When do I get the mortgage application with Coventry BS going?
It is usual to have concerns where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx £1k, then survey, Onslow Village conveyancing search charges, etc). First, you must ensure that your property lawyer is on the Coventry BS conveyancing panel. Regarding the subsequent steps this very much depends on the uniqueness of your transaction, motivation for this property and on the state of the market. In a buoyant market the majority of purchasers will apply for the mortgage with Coventry BS and pay for the valuation and only if it comes back ok would they pay their conveyancing practitioner to press on with searches.
I acquired my home on 6 April and my personal details are still not registered. Should I be concerned? My conveyancing solicitor in Onslow Village advises it should be concluded in a couple of weeks. Are titles in Onslow Village particularly slow to register?
As far as conveyancing in Onslow Village registration is no faster or slower than anywhere else in the country. Rather than based on location, timescales can differ depending on the party submitting the application, whether it is in order and whether the Land registry have to notify any 3rd persons or bodies. Currently in the region of 80% of submission are completed within two weeks but occasionally there can be protracted hold-ups. Registration takes place once the buyer is living at the property thus 'speed' is not always top priority but if it is urgent that the the registration takes place urgently then you or your lawyers can communicate with the Registry to express the reasoning for the application to be prioritised.
Taking into account that I am about to spend 450k on a house in Onslow Village I would like to talk to a lawyer concerning theconveyancing in advance of instructing the firm. Can this be arranged?
This is something that we recommend - we would be pleased to talk to you we do not take any clients on without you first talking to the conveyancer due to be carrying out your conveyancing in Onslow Village.There is no ‘factory style conveyancing’ - each client is an important individual, not a file reference. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Onslow Village should be the amount on the final invoice that you are charged.