I am in need of a conveyancer. Do I opt for a nationwide conveyancer as opposed to a family Marchington conveyancing lawyer?
Existing third party relationships are another important factor to consider when choosing conveyancing solicitors. Marchington law firms enjoy connections with lenders and agents, local authorities, valuers and other law firms meaning you will move in shortest possible time. Hosting a sound knowledge of the local area is also a plus .
When it comes to mortgage companies such as Clydesdale, do Marchington conveyancing practitioners face an annual charge to be on the conveyancing panel?
We are not aware of any bank fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
I recently had an offer accepted on a house in Marchington. My financial adviser recommended their conveyancers. I paid an advanced payment of £225. Shortly after, the conveyancer contacted me sheepishly admitting that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my apartment. I had a double glazing fitted in April 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Santander are being difficult. The Marchington solicitor who is on the Santander conveyancing panel is recommending indemnity insurance as a solution but Santander are insisting on a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Have completed on a a semi-detached house in Marchington , how long will it take for the Land Registry to register the transfer to my name? My Marchington conveyancing solicitor works at snail pace, so I want to be sure that my purchase is registered.
As far as conveyancing in Marchington registration is no faster or slower than the rest of the country. Rather than based on location, timescales can vary depending on the party submitting the application, whether it is in order and if the Land registry have to notify any interested parties. As of today in the region of three quarters of such applications are fully addressed in less than three weeks but some can be subject to extensive delays. Registration is effected after the buyer has moved in to the property thus 'speed' is not always primary concern yet where there is a degree of urgency associated with the registration then you or your lawyers could contact the land registry and explain the circumstances.
I'm purchasing a new build house in Marchington with a loan from Platform Home Loans Ltd. The builders refused to reduce the price so I negotiated 6k of additionals instead. The estate agent advised me not to tell my solicitor about the deal as it would adversely affect my mortgage with Platform Home Loans Ltd. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey done on a house in Marchington ahead of retaining solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some lenders tend refuse to give a loan on this type of property.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Marchington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Marchington to see if the conveyancing will be more expensive.
At long last our conveyancing in Marchington is completing on Friday, yet the people I am purchasing off wishes to vacate 24 hours later at midday. Can I agree to such a plan?
You can't complete on a Saturday due to the bank systems aren't operating.