My mortgage broker has asked me for my Maldon lawyer’ panel reference for the HSBC conveyancing panel. Can you suggest how I discover this. I have contacted my local Maldon office but they have not responded to me.
Have you tried contacting your Maldon property lawyer about this?. They should have a central record lender panel numbers.
We are buying a property and require a conveyancing solicitor in Maldon who is on the Kent Reliance conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in Maldon.
My wife and I have recently appointed a conveyancing solicitor in Maldon. I need to find out whether they are on the Nationwide Building Society conveyancing panel. Could you advise?
You should call the lawyer and enquire if they can act for the bank. Alternatively you should call Nationwide Building Society who may be able to assist.
My wife and I are buying a house in Maldon. It might be a silly question but how we can trust a lawyer? On completion day we have to put money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My uncle informed me that in buying a property in Maldon there could be various restrictions prohibiting external alterations to a property. Is this right?
There are a number of properties in Maldon which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Maldon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I recently had an offer accepted on an apartment in Maldon. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £150. Shortly after, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have been on the look out for a ground for flat up to £195,000 and identified one round the corner in Maldon I like with amenity areas and station nearby, the downside is that it only has 51 years on the lease. I can't really find anything else in Maldon in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
If you require a mortgage the remaining unexpired lease term will be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of 2 years you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
We're new on the property ladder - had an offer accepted, yet the property agent advised that the owners will only move forward if we use the agent's preferred lawyers as they need a ‘quick sale’. My instinct tells me that we should use a local conveyancer accustomed to conveyancing in Maldon
It is highly unlikely the vendors are behind this. Should the seller want ‘a quick sale', alienating a motivated purchaser is counter productive. Avoid the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)however you are going to appoint your own,trusted Maldon conveyancing lawyers - rather thanthose that will give the negotiator at the agency a introducer fee or meet his conveyancing figures set by head office.