It has taken forever and a day but a loan agreement from HSBC for the refinancing of my 2 room apartment is coming by the end of next week. Can you recommend a low cost conveyancing law firm in Maidstone?
You are on the wrong site if you are seeking cut-price fees for conveyancing solicitors in Maidstone. We can offer you excellent value conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing brokers enticing you with ninety nine pound conveyancing in Maidstone. The optimum result, in being led by low cost conveyancing, you will end up with what you pay for and at worst you will end up invoiced for additional fees and still not get the service required.
Can your site be used to find a Conveyancing solicitor in Maidstone even if I’m not buying or selling a house, for instance where I want to buy an office in Maidstone with a loan from The Royal Bank of Scotland?
Our search tool is primarily there to help choose domestic conveyancing solicitors in Maidstone but we have recorded towards the bottom of this page a few Maidstone commercial conveyancing firms. You should speak with the company directly to establish if they are also authorised to represent The Royal Bank of Scotland
My aunt passed away six months ago and as sole heir and executor I was left the house in Maidstone. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Barclays, pay off the mortgage. Is this possible?
Where you intend to refinance then Barclays will require that you use a conveyancer on the Barclays conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Barclays conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Barclays mortgage is registered as a charge at the Land Registry.
I'm buying my first flat in Maidstone with a loan from Britannia. The builders refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep advised me not to tell my conveyancer about the extras as it could impact my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a simple, no chain conveyancing. Maidstone is where the house is located. Can you offer any opinion?
Flying freeholds in Maidstone are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Maidstone you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Maidstone may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My brother has suggested that I use his conveyancers in Maidstone. Should I choose my own property lawyer?
There are no two ways about it it’s preferable to find a conveyancing solicitor is to get feedback from friends or relatives who have experience in using the conveyancer you're are thinking of instructing.